Do additional cardholders get their own rewards points?

Usually not. Points earned on additional cards are credited to the primary cardholder's rewards account.

Is there a limit on how many free additional cards I can add?

It varies by bank. Some allow only one for free, while others (especially business cards) allow many more.

Free additional credit cardholders

Compare cards with free additional credit cardholders so you can share your account with someone else to earn more points and simplify your finances.

Add a cardholder at no extra cost
Pool spending into one rewards balance
One statement for the household

Written by Nilooka DissanayakeReviewed by Vidhu Bajaj and David BoydWith insights from Ryan Edwards-Pritchard

Featured

Latitude Low Rate Mastercard - Balance Transfer Offer

24 months at 0% p.a. on balance transfers
No fee to add an additional cardholder

You may have seen us in

Compare 200 free additional cards credit cards

Credit card comparison table with rates, fees, rewards and apply links.
Card	Name and rating	Rewards program	Earn rate	Annual fee	Interest-free days
	FeaturedLatitude Low Rate Mastercard - Balance Transfer Offer	—	—	$69	Up to 55
Unity BankStandard •••• •••• •••• •••• Credit Card CompareVisa	Unity Bank Low Rate Visa Credit Card	—	—	$50	Up to 50
Police Credit UnionStandard •••• •••• •••• •••• Credit Card CompareVisa	Police Credit Union SoLo Credit Card	—	—	$0	Up to 0
	First Option Low-Rate Visa Credit Card	—	—	$48	Up to 45
	American Express Low Rate Credit Card	—	—	$0	Up to 55	60 second approval
	Hume Value Visa	—	—	$0	Up to 55
	Police Credit Union Extralite Credit Card 1 review	—	—	$0	Up to 44
	Police Bank Visa Credit Card 3 reviews	—	—	$30	Up to 55
	QBANK Bluey Visa Credit Card	—	—	$0	Up to 55
	Coastline Visa Credit Card	—	—	$25	Up to 55
Police BankStandard •••• •••• •••• •••• Credit Card CompareVisa	Police Bank Student Credit Card	—	—	$0	Up to 55
	Border Bank Visa Credit Card	—	—	$30	Up to 55
	Credit Union SA Education Community Credit Card	—	—	$0	Up to 55
	Credit Union SA Workplace Benefits Credit Card	—	—	$0	Up to 55
MOVE BankStandard •••• •••• •••• •••• Credit Card CompareVisa	MOVE Bank Low Rate Credit Card	—	—	$0	Up to 45
	Australian Military Bank Low Rate Visa Credit Card	—	—	$49	Up to 45
	South West Slopes Bank Visa Classic Credit Card	—	—	$30	Up to 55
Bank of ChinaStandard •••• •••• •••• •••• Credit Card CompareMastercard	Bank of China Great Wall International Mastercard Credit Card (Low Fee Card)	—	—	$20	Up to 50
RSL MoneyStandard •••• •••• •••• •••• Credit Card CompareVisa	RSL Money Low Rate Visa Credit Card	—	—	$49	Up to 45
Bank of ChinaStandard •••• •••• •••• •••• Credit Card CompareMastercard	Bank of China Great Wall International MasterCard Credit Card (Student Card)	—	—	$20	Up to 50
	Bank Australia Low Rate Visa Credit Card 2 reviews	—	—	$0	Up to 0
	Bankwest Breeze Platinum Mastercard 8 reviews	—	—	$59	Up to 55	60 second approval
	Bankwest Breeze Classic Mastercard 12 reviews	—	—	$49	Up to 55	60 second approval
	Defence Bank Foundation Credit Card	—	—	$45	Up to 55
	Teachers Mutual Bank Credit Card 6 reviews	—	—	$0	Up to 55
	National Seniors Credit Card	—	—	$50	Up to 55
	UniBank Credit Card	—	—	$0	Up to 55
	Summerland Bank Low Rate Credit Card	—	—	$0	Up to 55
	Australian Mutual Bank Credit Card	—	—	$0	Up to 55
	Firefighters Mutual Bank Credit Card	—	—	$0	Up to 55
	Health Professionals Bank Credit Card	—	—	$0	Up to 55
	Beyond Bank Low Rate Visa Credit Card 4 reviews	—	—	$59	Up to 62
	Northern Inland Credit Union Visa Classic Credit Card	—	—	$40	Up to 55
	Bankwest Zero Platinum Mastercard 8 reviews	—	—	$0	Up to 55	60 second approval
	ANZ Low Rate 96 reviews	—	—	$0	Up to 55	60 second approval
	Qudos Bank Lifestyle Credit Card	—	—	$0	Up to 0
	Queensland Country Bank Visa Credit Card	—	—	$39	Up to 55
	Woolworths Team Bank Visa Credit Card	—	—	$24	Up to 55
	Westpac Lite Card	—	—	$108	Up to 45	60 second approval
	BankVic Low Rate Visa	—	—	$0	Up to 44
	Qudos Bank Lifestyle Plus Credit Card	—	—	$0	Up to 46
	Community First Low Rate Credit Card	—	—	$50	Up to 55
	Bank of us Visa Credit Card	—	—	$39	Up to 58
	Community First Low Rate Blue Credit Card	—	—	$50	Up to 55
	Community First Low Rate Pink Credit Card	—	—	$50	Up to 55
	Greater Bank Visa Credit Card 6 reviews	—	—	$49	Up to 55
	Bank Australia Visa Credit Card 5 reviews	—	—	$0	Up to 55
	Bendigo Bank Ready Credit Card	—	—	$0	Up to 55
	Credit Union SA Visa Credit card	—	—	$59	Up to 55
	Macquarie RateSaver Card	—	—	$69	Up to 55
	HSBC Low Rate Credit Card	—	—	$99	Up to 55
	Horizon Bank Visa Credit Card	—	—	$49	Up to 55
	Greater Bank Business Visa Credit Card	—	—	$49	Up to 55
	Great Southern Bank Low Rate Credit Card	—	—	$60	Up to 55
	BCU Classic Credit Card 4 reviews	—	—	$45	Up to 52
	Newcastle Permanent Value+ Credit Card 1 review	—	—	$49	Up to 55
	Bankwest Zero Classic Mastercard 12 reviews	—	—	$0	Up to 55	60 second approval
Commonwealth BankStandard •••• •••• •••• •••• Credit Card CompareMastercard	CommBank Interest-free Low Fee Credit Card	—	—	$10/mo	Up to 0	60 second approval
	American Express Platinum Card 16 reviews	American Express Membership Rewards	2.25 pts per $1Uncapped	$1,450	Up to 44	60 second approval
	NAB Low Rate Credit Card 69 reviews	—	—	$0	Up to 55	60 second approval
	People First Bank Visa Credit Card 5 reviews	—	—	$59	Up to 62
	The Mutual Visa Credit Card	—	—	$49	Up to 55
	P&N Bank Visa Classic Credit Card	—	—	$49	Up to 45
	Zip Plus	Zip Rewards	—	$0	Up to 0
	Bank of Melbourne Vertigo Card 10 reviews	—	—	$84	Up to 55	60 second approval
	Westpac Low Rate Card 38 reviews	—	—	$84	Up to 55	60 second approval
	St.George Vertigo Card 35 reviews	—	—	$84	Up to 55	60 second approval
	BankSA Vertigo 6 reviews	—	—	$84	Up to 55	60 second approval
	St.George Rainbow Vertigo Card	—	—	$84	Up to 55	60 second approval
	Bank First Visa Platinum Credit Card	—	—	$99	Up to 55
	Hume Clear Visa Credit Card	Hume Loyalty Program	1 pt per $1Uncapped	$30	Up to 55
Virgin MoneyStandard •••• •••• •••• •••• Credit Card CompareVisa	Virgin Money No Annual Fee Credit Card	—	—	$0	Up to 55	Application
	Regional Australia Bank Your Choice Credit Card	—	—	$40	Up to 55
	CommBank Business Low Rate Credit Card	—	—	$0	Up to 0	60 second approval
	Westpac Low Rate Card - Cashback Offer	—	—	$59	Up to 55	60 second approval
	Bank First Visa Classic Credit Card	—	—	$30	Up to 55
	MyCard Clear - Balance Transfer Offer	—	—	$149	Up to 44
	American Express Platinum Business Card 6 reviews	American Express Membership Rewards	2.25 pts per $1Uncapped	$1,750	Up to 55	60 second approval
	Bankwest More Platinum Mastercard 5 reviews	Bankwest More Rewards Program	2 pts per $1Capped	$160	Up to 44	60 second approval
	Unity Bank Low Rate Business Credit Card	—	—	$50	Up to 50
	G&C Mutual Bank Low Rate Business Credit Card	—	—	$50	Up to 50
	Heritage Bank Business Visa Credit Card	—	—	$45	Up to 40
	CommBank Neo Card	—	—	From $15/mo	Up to 0	60 second approval
	Westpac Altitude Rewards Platinum 19 reviews	Westpac Altitude Rewards	1 pt per $1Capped	$99	Up to 45	60 second approval
	CommBank Low Rate Credit Card 95 reviews	—	—	$72	Up to 55	60 second approval
	MyCard Clear 15 reviews	—	—	$149	Up to 44
	NAB Low Rate - Cashback Offer	—	—	$59	Up to 55	60 second approval
	St.George Vertigo Card - Cashback Offer	—	—	$55	Up to 55	60 second approval
	Bendigo Bank Bright Credit Card	—	—	$59	Up to 55
	Bank of Melbourne Vertigo Card - Cashback Offer	—	—	$55	Up to 55	60 second approval
	Macquarie Black Card	Macquarie Credit Card Rewards Program	2 pts per $1Capped	$249	Up to 55
	BankSA Vertigo - Cashback Offer	—	—	$55	Up to 55	60 second approval
	MyCard Simplicity	—	—	$0	Up to 44
Bank of QueenslandPlatinum •••• •••• •••• •••• Credit Card CompareVisa	BOQ Platinum Visa Credit Card	Q Rewards	2 pts per $1Uncapped	$75	Up to 44
	Macquarie Platinum Card 2 reviews	Macquarie Credit Card Rewards Program	1 pt per $1Capped	$149	Up to 55
	Westpac Altitude Rewards Black 18 reviews	Westpac Altitude Rewards	1 pt per $1Capped	$200	Up to 45	60 second approval
	Bankwest More World Mastercard 4 reviews	Bankwest More Rewards Program	2.5 pts per $1Uncapped	$270	Up to 44	60 second approval
	St.George Amplify Rewards Platinum	Amplify Rewards	1 pt per $1Capped	$99	Up to 55	60 second approval
	BankSA Amplify Rewards Platinum	Amplify Rewards	1 pt per $1Capped	$99	Up to 55	60 second approval
	Bank of Melbourne Amplify Rewards Platinum	Amplify Rewards	1 pt per $1Capped	$99	Up to 55	60 second approval
	Bendigo Bank Business Credit Card	—	—	$48	Up to 44
RevolutStandard •••• •••• •••• •••• Credit Card CompareVisa	Revolut Credit Card	RevPoints	1 RevPoint per $16Uncapped	$0	Up to 44
	Westpac Low Fee Card	—	—	$0	Up to 55	60 second approval
	NAB Rewards Platinum Card	NAB Rewards	1 pt per $1Capped	$195	Up to 44	60 second approval
	BankSA Visa Business Credit Card	—	—	$55	Up to 55	60 second approval
	Hume Business Visa Residentially Secured Credit Card	Hume Loyalty Program	1 pt per $1Uncapped	$60	Up to 55
	Hume Business Visa Commercially Secured Credit Card	Hume Loyalty Program	1 pt per $1Uncapped	$60	Up to 55
	Summerland Bank Rewards Credit Card	Rewarder Rewards Program	0.5 pts per $1Uncapped	$0	Up to 55
Bank of ChinaStandard •••• •••• •••• •••• Credit Card CompareMastercard	Bank of China Great Wall International Mastercard Credit Card (Low Rate Card)	Bank of China Rewards	1 pt per $1Uncapped	$40	Up to 50
	St.George Amplify Rewards Signature 4 reviews	Amplify Rewards	1 pt per $1Capped	$199	Up to 55	60 second approval
	ANZ Low Rate - Credit Back Offer	—	—	$58	Up to 55	60 second approval
	Kogan Money Credit Card	Kogan Rewards Program	1 pt per $1Uncapped	$0	Up to 44
	BankSA Amplify Rewards Signature	Amplify Rewards	1 pt per $1Capped	$199	Up to 55	60 second approval
	Bank of Melbourne Amplify Rewards Signature	Amplify Rewards	1 pt per $1Capped	$199	Up to 55	60 second approval
	CommBank Low Fee Credit Card 85 reviews	—	—	$36	Up to 55	60 second approval
	NAB Low Fee Card 48 reviews	—	—	$49	Up to 44	60 second approval
	NAB Rewards Signature Card	NAB Rewards	1.5 pts per $1Capped	$420	Up to 44	60 second approval
	Hume Business Visa Unsecured Credit Card	Hume Loyalty Program	1 pt per $1Uncapped	$60	Up to 55
David JonesStandard •••• •••• •••• •••• Credit Card CompareMastercard	David Jones Icon Credit Card	David Jones Credit Card Points	0.5 pts per $1Uncapped	$0	Up to 56	Application
	Bankwest Qantas World Mastercard 1 review	Qantas Frequent Flyer	1 pt per $1Capped	$320	Up to 44	60 second approval
	Coles Rewards Mastercard 75 reviews	Flybuys	2 Flybuys points per $1Capped	$99	Up to 44
	Bankwest Qantas Platinum Mastercard 4 reviews	Qantas Frequent Flyer	0.6 pts per $1Capped	$199	Up to 44	60 second approval
	Latitude 28° Global Platinum Mastercard 47 reviews	Latitude Rewards	—	$0	Up to 55
	Wizitcard	—	—	$19/mo	Up to 0
	ANZ Business Low Rate	—	—	$0	Up to 0	60 second approval
	MyCard Prestige	MyCard Rewards	1 pt per $1Uncapped	$700	Up to 44
	Coles No Annual Fee Mastercard 77 reviews	Flybuys	1 Flybuys point per $2Capped	$0	Up to 44
	American Express Explorer Credit Card 5 reviews	American Express Membership Rewards	2 pts per $1Uncapped	$395	Up to 55	60 second approval
	ANZ First 80 reviews	—	—	$30	Up to 55	60 second approval
	Bankwest More Classic Mastercard 7 reviews	Bankwest More Rewards Program	1.5 pts per $1Capped	$100	Up to 44	60 second approval
	P&N Bank Visa Platinum Credit Card	—	—	$99	Up to 45
	MyCard Prestige - Velocity Points Offer	MyCard Rewards	1 pt per $1Uncapped	$700	Up to 44
	Coles Low Rate Mastercard 18 reviews	Flybuys	1 Flybuys point per $2Capped	$58	Up to 55
	ANZ Platinum Credit Card 19 reviews	—	—	$0	Up to 55	60 second approval
CoastlineStandard •••• •••• •••• •••• Credit Card CompareVisa	Coastline Visa Business Credit Card	—	—	$120	Up to 55
	St.George Amplify Business Credit Card	Amplify Rewards	1 pt per $1Uncapped	$0	Up to 55	60 second approval
	BOQ Specialist Platinum Credit Card	Qantas Frequent Flyer	0.4 pts per $1Capped	$0	Up to 55
	BankSA Amplify Business Credit Card	Amplify Rewards	1 pt per $1Uncapped	$0	Up to 55	60 second approval
	Bank of Melbourne Amplify Business Credit Card	Amplify Rewards	1 pt per $1Uncapped	$0	Up to 55	60 second approval
Virgin MoneyPlatinum •••• •••• •••• •••• Credit Card CompareVisa	Virgin Money Anytime Rewards Credit Card	Virgin Money Rewards	1 pt per $1Uncapped	$149	Up to 55	Application
	Bendigo Bank Platinum Rewards Credit Card	Bendigo Rewards	1.5 pts per $1Uncapped	$89	Up to 55
	BankVic Qantas Visa Credit Card	Qantas Frequent Flyer	0.5 pts per $1Uncapped	$0	Up to 55
	HSBC Platinum Credit Card	HSBC Rewards Plus	1.5 pts per $1Capped	$199	Up to 55
	CommBank Smart Awards Credit Card	CommBank Awards Program	1.5 pts per $1Capped	$228	Up to 44	60 second approval
	Latitude Gem Visa	—	—	$131	Up to 55
	HSBC Premier World Mastercard	HSBC Rewards Plus	1.5 pts per $1Capped	$199	Up to 55
	MyCard Premier	MyCard Rewards	1 pt per $1Capped	$300	Up to 44
	NAB Qantas Rewards Premium Card 18 reviews	Qantas Frequent Flyer	0.66 pts per $1Capped	$295	Up to 44	60 second approval
	NAB Qantas Rewards Signature Card	Qantas Frequent Flyer	1 pt per $1Capped	$420	Up to 44	60 second approval
	BankSA Amplify Qantas Platinum	Qantas Frequent Flyer	0.35 pts per $1Capped	$175	Up to 55	60 second approval
	St.George Amplify Qantas Platinum	Qantas Frequent Flyer	0.35 pts per $1Capped	$175	Up to 55	60 second approval
	Westpac BusinessChoice Rewards Platinum Credit Card	Qantas Business Rewards	0.5 pts per $1Capped	$150	Up to 55	60 second approval
	Westpac Altitude Business Gold Credit Card	Westpac Altitude Rewards	1 pt per $1Capped	$0	Up to 55	60 second approval
	ANZ Business 55 Interest Free Days	—	—	$0	Up to 55	60 second approval
	Bank of Melbourne Amplify Qantas Platinum 2 reviews	Qantas Frequent Flyer	0.35 pts per $1Capped	$175	Up to 55	60 second approval
	Latitude GO Mastercard	—	—	$131	Up to 55
	Westpac Altitude Qantas Platinum	Qantas Frequent Flyer	0.35 pts per $1Capped	$175	Up to 45	60 second approval
WestpacPlatinum •••• •••• •••• •••• Credit Card CompareMastercard	Westpac Altitude Velocity Platinum	Velocity Frequent Flyer	0.35 pts per $1Capped	$175	Up to 45	60 second approval
	Queensland Country Bank Visa My Rewards Credit Card	My Rewards	1 reward dollar per $150Capped	$89	Up to 55
	Qantas American Express Discovery Card 7 reviews	Qantas Frequent Flyer	0.75 pts per $1Uncapped	$0	Up to 44	60 second approval
	American Express Velocity Escape Plus Card 1 review	Velocity Frequent Flyer	1 pt per $1Uncapped	$95	Up to 55	60 second approval
	American Express Qantas Business Rewards Card	Qantas Business Rewards	1.25 pts per $1Uncapped	$450	Up to 51	60 second approval
WestpacBlack •••• •••• •••• •••• Credit Card CompareMastercard	Westpac Altitude Velocity Black	Velocity Frequent Flyer	0.5 pts per $1Capped	$295	Up to 45	60 second approval
	MONEYME Cashback Rewards Credit Card	—	—	$149	Up to 44
	BCU Rewards Credit Card	—	—	$89	Up to 52
RevolutStandard •••• •••• •••• •••• Credit Card CompareVisa	Revolut Plus Credit Card	RevPoints	1.2 RevPoints per $16Uncapped	$72	Up to 44
	American Express Essential Rewards Credit Card	American Express Membership Rewards	1 pt per $1Uncapped	$108	Up to 55	60 second approval
David JonesGold •••• •••• •••• •••• Credit Card CompareMastercard	David Jones Premiere Credit Card	David Jones Rewards	1 pt per $1Uncapped	$99	Up to 55	Application
	MyCard Premier - Velocity Points Offer	MyCard Rewards	1 pt per $1Capped	$300	Up to 44
RevolutStandard •••• •••• •••• •••• Credit Card CompareVisa	Revolut Premium Credit Card	RevPoints	3 RevPoints per $8Uncapped	$144	Up to 44
	BankSA Amplify Qantas Signature 1 review	Qantas Frequent Flyer	0.5 pts per $1Capped	$295	Up to 55	60 second approval
	Westpac Altitude Qantas Black	Qantas Frequent Flyer	0.5 pts per $1Capped	$295	Up to 45	60 second approval
	St.George Amplify Qantas Signature	Qantas Frequent Flyer	0.5 pts per $1Capped	$295	Up to 55	60 second approval
	Bank of Melbourne Amplify Qantas Signature	Qantas Frequent Flyer	0.5 pts per $1Capped	$295	Up to 55	60 second approval
	Qantas American Express Ultimate Card 2 reviews	Qantas Frequent Flyer	1.25 pts per $1Uncapped	$450	Up to 44	60 second approval
	CommBank Ultimate Awards Credit Card	CommBank Awards Program	1 pt per $1Capped	$420	Up to 44	60 second approval
	Bendigo Bank Qantas Business Credit Card	Qantas Business Rewards	0.6 pts per $1Capped	$89	Up to 55
	Westpac Altitude Business Platinum Credit Card	Westpac Altitude Rewards	1 pt per $1Uncapped	$200	Up to 55	60 second approval
	Queensland Country Bank Business Visa My Rewards Credit Card	Rewarder Rewards Program	1 reward dollar per $150Capped	$85	Up to 55
	HSBC Platinum Qantas Credit Card 4 reviews	Qantas Frequent Flyer	1.5 pts per $1Capped	$399	Up to 55
	Qudos Bank Visa Platinum Credit Card	Qantas Frequent Flyer	1 pt per $1Capped	$189	Up to 55
	Great Southern Bank Platinum Credit Card	—	—	$144	Up to 55
RevolutStandard •••• •••• •••• •••• Credit Card CompareVisa	Revolut Metal Credit Card	RevPoints	1 RevPoint per $1Uncapped	$348	Up to 44
RevolutStandard •••• •••• •••• •••• Credit Card CompareVisa	Revolut Ultra Credit Card	RevPoints	1.3 RevPoints per $1Uncapped	$1,200	Up to 44
	American Express Platinum Edge Credit Card 18 reviews	American Express Membership Rewards	1 pt per $1Uncapped	$0	Up to 55	60 second approval
	G&C Mutual Bank Platinum Visa Credit Card	Qantas Frequent Flyer	1 pt per $1Capped	$299	Up to 50
	NAB Business Card	—	—	$108	Up to 35	60 second approval
	Bank Australia Platinum Rewards Visa Credit Card 2 reviews	Qantas Frequent Flyer	0.75 pts per $1Capped	$189	Up to 55
	CommBank Awards Credit Card 127 reviews	CommBank Awards Program	1 pt per $1Capped	$96	Up to 44	60 second approval
	Qantas American Express Premium Card 3 reviews	Qantas Frequent Flyer	1 pt per $1Uncapped	$249	Up to 44	60 second approval
Unity BankPlatinum •••• •••• •••• •••• Credit Card CompareVisa	Unity Bank Platinum Visa Credit Card	Qantas Frequent Flyer	1 pt per $1Capped	$299	Up to 50
	Bendigo Bank Qantas Platinum Credit Card	Qantas Frequent Flyer	0.6 pts per $1Capped	$149	Up to 55
	American Express Velocity Platinum Card 8 reviews	Velocity Frequent Flyer	1.25 pts per $1Uncapped	$440	Up to 55	60 second approval
	MyCard Prestige Qantas	Qantas Frequent Flyer	0.5 pts per $1Uncapped	$749	Up to 44
	HSBC Star Alliance Credit Card	Star Alliance	1 pt per $1Capped	$499	Up to 55
David JonesPlatinum •••• •••• •••• •••• Credit Card CompareMastercard	David Jones Prestige Credit Card	David Jones Rewards	1 pt per $1Uncapped	$295	Up to 55	Application
HSBCStandard •••• •••• •••• •••• Credit Card CompareMastercard	HSBC Premier World Mastercard Qantas	Qantas Frequent Flyer	1 pt per $1Capped	$0	Up to 55
	MyCard Premier Qantas	MyCard Rewards	0.5 pts per $1Uncapped	$350	Up to 44
	BOQ Specialist Signature Credit Card	Qantas Frequent Flyer	1 pt per $1Capped	$400	Up to 55
	ANNA Money Business Credit Card	—	—	$384	Up to 30

Free additional cards by the numbers

200

Cards compared

Cards earning rewards

$134

Average annual fee

Lowest annual fee

What is an additional cardholder?

An additional cardholder is someone you authorise to hold a card linked to your account. They get their own card in their name, but the account is yours and you're responsible for the repayments.

Why add a cardholder for free

The most common reason is to earn points faster: all spending on the second card adds to your balance, so you reach your flight or cashback goal sooner.

It also simplifies budgeting. Couples or families see all spending on one statement instead of juggling accounts and due dates. When the service is free, you avoid the fee some cards charge per extra cardholder.

Expert insight: visibility across a team's cards

“With the flexibility of multiple cards for your team, you've got real-time visibility and control over spending. Set limits, capture receipts, track transactions, and optimize cash flow.”

Ryan Edwards-Pritchard

Chief Executive of ANNA Money

Things to consider

You're liable for everything an additional cardholder spends, so if they overspend, you repay it. Most cards offer this for $0, but check whether there's a limit on free cards before a fee applies.

Free additional cards credit card FAQs

The primary cardholder is legally responsible for all transactions and debt run up by additional cardholders.

Questions and answers

No questions yet. Ask the first one about Free additional credit cardholders.

Related card types

Credit cards for first timers and beginners Easy approval credit cards Fee-free credit cards Instant approval credit cards Joint account credit cards Low income credit cards

Sources

Credit Card Compare: Australian credit card statistics