CommBank Low Rate Credit Card

i wish they would allow limit increases as needed

I love this card but i think they should be a little bit more flexible where refinancing is concerned. It is still a good card.

Cheap card, gives me flexibility

I love it. It helps me pay my bills on time and I can do what I want to. If I want to go away for a night or two I can . And when you have something come up and you don’t have the money, you can use your card.

Understanding, patient and explain everything

I’d recommend this card to anyone looking for a first credit card. It has low interest, up to 55 days interest free, and the first year fee is waived. There’s no application fee, a quick approval process, and Commonwealth are very understanding, patient and explain everything in…

Misleading advertisement

I applied for my credit card during the period of $250 cash back if you spent $500 by 31st July. I met all required criteria for the $250 cash back reward and reached out to ask where it was, 90 days after the set date. It was confirmed that it would be granted soon, and that I…

Nice first credit card, but low rewards

It has low interest rates and is great for budgeting and debt consolidation. However, there are other cards out there which give you more rewards for a very similar or almost identical interest rate, so it’s really only for people who need a low rate card and aren’t interested…

Useful for day-to-day purchases

This is a good card if you’re looking for a backup finance option for paying bills or for everyday costs like petrol and groceries. The card doesn’t offer many rewards or special offers but is fairly reliable, with the backing of Commonwealth Bank’s brand. It gives flexibility…

Fits my needs perfectly

I have been with Commonwealth since I started banking and I love the service. The credit card they suggested to me is perfect and fits my needs perfectly. The rates and fees are clearly stated with no hidden costs and I receive my rewards. Commonwealth has never let me down…

Annual fee is high, but otherwise a good card

I’ve had this card since 2007 as I needed it to buy some furniture at the time, and I have only managed to pay it off entirely once during that time. There’s an annual fee of $59, which I find to be a bit excessive, and I will be considering changing to a lower-fee card in the…

Manageable card for a young person

As an 18 year old, I find this card is very effective for being able to manage money and maintain a good credit rating. The limit provided is responsible and manageable. I primarily got this card to use for travelling, as it allows me to pay back the money after I return,…

Amazing iPhone app

I have no issues with my Commonwealth Low Rate MasterCard. Commonwealth bank is so easy to deal with and their iPhone app is amazing! I have had no issues whatsoever and would recommend it to anyone who is on a similar salary to me. I have this card for bills and emergencies…