HSBC credit cards
Compare 8 HSBC credit cards on rates, fees and rewards, side by side.
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Compare 8 HSBC credit cards
| Card | Name and rating | Annual fee | Purchase rate | Rewards program | Sign-up bonus | Interest-free days | |
|---|---|---|---|---|---|---|---|
HSBCStandard •••• •••• •••• •••• Credit Card CompareMastercard | $40 | No interestPay in full each month | — | — | Up to 55 | ||
 | $99 | 12.99% p.a. | — | — | Up to 55 | ||
 | $199 | 19.99% p.a. | HSBC Rewards Plus | — | Up to 55 | ||
 | $199 | 19.99% p.a. | HSBC Rewards Plus | — | Up to 55 | ||
 | Undisclosed | No interestPay in full each month | — | — | Up to 55 | ||
 | HSBC Platinum Qantas Credit Card 4 reviews | $399 | 19.99% p.a. | Qantas Frequent Flyer | — | Up to 55 | |
 | $499 | 19.99% p.a. | Star Alliance | — | Up to 55 | ||
HSBCStandard •••• •••• •••• •••• Credit Card CompareMastercard | $0 | 19.99% p.a. | Qantas Frequent Flyer | — | Up to 55 |
What people say online
Leans negative
Our ongoing analysis of online discussion about this issuer.
HSBC Australia's credit card offering is undermined by uncompetitive fees and interest-free periods alongside restrictive rewards programs, though its overseas transaction handling and currency conversion remain reliable, with customer confidence further eroded by security concerns.
HSBC by the numbers
8
Cards compared
5
Cards earning rewards
6
Cards with balance transfer
18.82% p.a.
Average purchase rate
$205
Average annual fee
55 days
Average interest-free days
Questions and answers
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Sources
- Credit Card Compare
- Australian credit card statistics
- Issuer
- HSBC