ANZ credit cards
Compare 12 ANZ credit cards on rates, fees and rewards, side by side.
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| Card | Name and rating | Annual fee | Purchase rate | Rewards program | Sign-up bonus | Interest-free days | |
|---|---|---|---|---|---|---|---|
 | ANZ Low Rate 96 reviews | $0 | 13.74% p.a. | — | — | Up to 55 | 60 second approval |
 | $58 | 13.74% p.a. | — | — | Up to 55 | 60 second approval | |
 | ANZ Rewards Black Credit Card 1 review | $320 | 20.99% p.a. | ANZ Rewards Program | 180,000 pts | Up to 44 | 60 second approval |
 | $94 | 20.99% p.a. | ANZ Rewards Program | 125,000 pts | Up to 44 | 60 second approval | |
 | $0 | 12.99% p.a. | — | — | Up to 0 | 60 second approval | |
 | ANZ First 80 reviews | $30 | 20.99% p.a. | — | — | Up to 55 | 60 second approval |
 | ANZ Platinum Credit Card 19 reviews | $0 | 20.99% p.a. | — | — | Up to 55 | 60 second approval |
 | $300 | 20.24% p.a. | ANZ Rewards Program | 150,000 pts | Up to 55 | 60 second approval | |
 | $0 | 17.74% p.a. | — | — | Up to 55 | 60 second approval | |
 | $300 | 20.24% p.a. | Qantas Business Rewards | 150,000 pts | Up to 55 | 60 second approval | |
 | $370 | 20.99% p.a. | Qantas Frequent Flyer | 80,000 pts | Up to 44 | 60 second approval | |
 | ANZ Frequent Flyer Platinum 34 reviews | $240 | 20.99% p.a. | Qantas Frequent Flyer | 40,000 pts | Up to 44 | 60 second approval |
What people say online
Mixed
Our ongoing analysis of online discussion about this issuer.
ANZ credit cards offer attractive rewards and points programmes with valuable sign-up bonuses, though annual fees are relatively high across the range except for private banking customers who receive fee waivers along with enhanced insurance perks.
ANZ by the numbers
How do ANZ cards compare?
View all →- American Express Explorer Credit CardvsANZ Rewards Platinum
- American Express Low Rate Credit CardvsANZ Low Rate
- American Express Platinum Business CardvsANZ Business Black
- American Express Platinum CardvsANZ Platinum Credit Card
- American Express Velocity Platinum CardvsANZ Rewards Platinum
- ANZ Business BlackvsCommBank Business Awards Credit Card
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Questions and answers
How long does ANZ usually take to approve a credit card application?
Some ANZ cards offer conditional approval within minutes for straightforward applications, but full approval and card issue usually takes a few business days once ANZ verifies your income and identity documents. A more complex application, or one needing extra checks, can take longer.
Sources
- Credit Card Compare
- Australian credit card statistics
- Issuer
- ANZ