ANZ Qantas Business Rewards

Name: ANZ Qantas Business Rewards
Brand: ANZ

Data last updated 20 July 2026

20.24%

Purchase rate

$300

Annual fee

150,000

Bonus points

Do you manage ANZ card listings? Claim on Partner Central

60 second approval

You may have seen us in

CardIQ

40Fair

Fair

Overall score, out of 100 · How this works

55 days interest-free40
Business26
Frequent flyer41
Qantas Points41
Rewards37
Sign-up bonus56
Travel36

Customer reviews

No reviews yet. Be the first to review the ANZ Qantas Business Rewards.

Pros & cons

What's good

150,000 bonus Qantas Points to start, worth around $1,800 at our 1.2c-per-point valuation.
Complimentary international travel insurance.
Complimentary concierge service.

Worth noting

The $300 annual fee is high for a Standard card, where the typical fee is about $50.
The 20.24% p.a. purchase rate sits above the 18.99% p.a. median if you carry a balance.
Earns 0.75 points per $1 on everyday spend, below the dataset average.
The 0.75-point rate on everyday spend applies only to the first $15,000 spent each statement period, then drops to 0.5 points per $1.

Card details

The basics

Additional cardholder fee: $75 p.a.
Card tier: Standard
Card type: Visa
Card use: Business
Credit limit: $5,000 – $50,000
Credit rating: Good
Rewards program: Qantas Business Rewards

Eligibility

Instant approval: Yes (response in ~60 seconds)
Joint application: No
Minimum age: 18 years old
Minimum income: Not specified
Residency: Australian citizen or permanent resident
Temporary residents: Not eligible

Rates & fees

Ongoing interest rates

Cash advances: 21.74% p.a.
Purchases: 20.24% p.a.

Fees

Additional cardholder fee: $75
Annual fee: $300 p.a.
Cash advance fee: 1.5% of the amount
Foreign transaction fee: 3%
Late payment fee: $35

Repayments

Interest-free period: Up to 55 days on purchases
Minimum repayment: 2% of the closing balance or $25, whichever is greater

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend: 0.75 pts per $1 up to $15,000 per statement period
Bonus categories: None
Other purchases: None
Overseas spend: None
ATO/government: None
Reduced rate above monthly cap: 0.5 pts per $1 above $15,000 per statement period
Points cap: Uncapped
Points expiry: Points don't expire while your account is open and in order.

Sign-up bonus

Bonus spend required: —
Sign-up bonus: 150,000 points

Where these points could take you

Flights you could book with the sign-up bonus plus a year of spending $3,000 a month on this card. One-way from Sydney or Melbourne, one adult, before taxes and carrier charges. Award prices and seat availability change.

Complimentary insurance

Cover has conditions and exclusions, which are set out in the issuer's PDS. A missing row means we haven't captured that figure, not that the cover is absent.

Overseas travel

Activation: Prepay part of the trip on the card
Activation spend: $250
Age limit: 80 years
Cover limit: $20,000,000
Excess: $350
Maximum trip length: 21 days
Not covered: Pre-existing conditions, unless the insurer agrees in writing
Underwriter: Allianz Australia Insurance Limited

Where this card sits vs similar cards

Compared with every other business credit card we list that has the feature. The further right the dot, the better this card does.

FeatureThis cardWhere it ranks

Interest-free days55 daysTied for best (1st of 37 cards)

Overseas fee3.00%Top 25% (7th of 39 cards)

Sign-up bonus$1,800Better than most (4th of 10 cards)

Rewards value$324 a yearMiddle of the market (11th of 21 cards)

Purchase rate20.24%Not as good as most cards (28th of 34 cards)

Annual fee$300 a yearNot as good as most cards (33rd of 39 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

Browse by card type

Compare the ANZ Qantas Business Rewards against every other card in its category.

Frequent flyer Rewards View all →

Questions and answers

No questions yet. Ask the first one about ANZ Qantas Business Rewards.

Sources

Credit Card Compare: Australian credit card statisticsHow CardIQ scores cards
Government: Product reference data (Consumer Data Right)
Issuer: ANZ
Program: Qantas Business Rewards