NAB credit cards
Compare 12 NAB credit cards on rates, fees and rewards, side by side.
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Compare 12 NAB credit cards
| Card | Name and rating | Annual fee | Purchase rate | Rewards program | Sign-up bonus | Interest-free days | |
|---|---|---|---|---|---|---|---|
![]() | NAB Low Rate Credit Card 69 reviews | $0 | 13.49% p.a. | — | — | Up to 55 | 60 second approval |
![]() | $175 | 19.50% p.a. | NAB Rewards | 200,000 pts | Up to 44 | 60 second approval | |
![]() | $59 | 13.49% p.a. | — | — | Up to 55 | 60 second approval | |
![]() | $0 | 13.99% p.a. | — | — | Up to 55 | 60 second approval | |
![]() | $195 | 20.99% p.a. | NAB Rewards | 100,000 pts | Up to 44 | 60 second approval | |
![]() | NAB Low Fee Card 48 reviews | $49 | 20.99% p.a. | — | — | Up to 44 | 60 second approval |
![]() | $420 | 20.99% p.a. | NAB Rewards | 110,000 pts | Up to 44 | 60 second approval | |
![]() | NAB Qantas Rewards Premium Card 18 reviews | $295 | 20.99% p.a. | Qantas Frequent Flyer | 100,000 pts | Up to 44 | 60 second approval |
![]() | $420 | 20.99% p.a. | Qantas Frequent Flyer | 130,000 pts | Up to 44 | 60 second approval | |
![]() | $295 | 19.50% p.a. | Qantas Business Rewards | 150,000 pts | Up to 44 | 60 second approval | |
![]() | $108 | 16.50% p.a. | — | — | Up to 35 | 60 second approval | |
![]() | Undisclosed | No interestPay in full each month | — | — | Up to 0 |
What people say online
Leans negative
Our ongoing analysis of online discussion about this issuer.
NAB's credit cards offer rewards and points that can offset annual fees, but the product is hampered by frustrating application processes with opaque rejection criteria, recently removed travel insurance benefits, and persistent annual fees that limit appeal despite potential rewards value.
NAB by the numbers
12
Cards compared
6
Cards earning rewards
7
Cards with balance transfer
18.31% p.a.
Average purchase rate
13.49% p.a.
Lowest purchase rate
$183
Average annual fee
$0
Lowest annual fee
42 days
Average interest-free days
How do NAB cards compare?
View all →- American Express Explorer Credit CardvsNAB Qantas Rewards Signature Card
- American Express Explorer Credit CardvsNAB Rewards Signature Card
- American Express Low Rate Credit CardvsNAB Low Rate Credit Card
- American Express Platinum Business CardvsNAB Business Card
- American Express Platinum CardvsNAB Rewards Platinum Card
- ANZ Business BlackvsNAB Business Card
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Questions and answers
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Sources
- Credit Card Compare
- Australian credit card statistics
- Issuer
- NAB












