NAB Qantas Business Signature Card

Name: NAB Qantas Business Signature Card
Brand: NAB

Data last updated 20 July 2026

19.50%

Purchase rate

$295

Annual fee

150,000

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Basic

Overall score, out of 100 · How this works

Business24
Frequent flyer39
Qantas Points39
Rewards35
Sign-up bonus54

Customer reviews

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Pros & cons

What's good

150,000 bonus Qantas Points to start, worth around $1,800 at our 1.2c-per-point valuation.
Complimentary unauthorised transaction insurance and transit accident insurance.
Complimentary concierge service.
Earns 0.66 points per $1 on ATO and government payments, the same rate as everyday spend.

Worth noting

The $295 annual fee is toward the top of the market (the median is $70).
The 19.5% p.a. purchase rate sits above the 18.99% p.a. median if you carry a balance.
Earns 0.66 points per $1 on everyday spend, below the dataset average.
Points earning is capped at 33,333 points a month.

Card details

The basics

Additional cardholder fee: $295 p.a.
Card tier: Signature
Card type: Visa
Card use: Business
Credit limit: $5,000 – $100,000
Credit rating: Good
Rewards program: Qantas Business Rewards

Eligibility

Instant approval: Yes (response in ~60 seconds)
Joint application: No
Minimum age: 18 years old
Minimum income: Not specified
Residency: Australian citizen or permanent resident
Temporary residents: Not eligible

Rates & fees

Ongoing interest rates

Cash advances: 21.74% p.a.
Purchases: 19.50% p.a.

Fees

Additional cardholder fee: $295
Annual fee: $295 p.a.
Cash advance fee: 3% of the amount
Foreign transaction fee: 3%
Late payment fee: $15

Repayments

Interest-free period: Up to 44 days on purchases
Minimum repayment: 2.5% of the closing balance or $10, whichever is greater

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend: 0.66 pts per $1
Bonus categories: None
Other purchases: None
Overseas spend: None
ATO/government: 0.66 pts per $1 on ATO and government payments
Reduced rate above monthly cap: None
Points cap: Maximum 33,333 points per month
Points expiry: Points don't expire while your account is open and in order.

Sign-up bonus

Bonus spend required: —
Sign-up bonus: 150,000 points

Where these points could take you

Flights you could book with the sign-up bonus plus a year of spending $3,000 a month on this card. One-way from Sydney or Melbourne, one adult, before taxes and carrier charges. Award prices and seat availability change.

Where this card sits vs similar cards

Compared with every other business credit card we list that has the feature. The further right the dot, the better this card does.

FeatureThis cardWhere it ranks

Overseas fee3.00%Top 25% (7th of 39 cards)

Sign-up bonus$1,800Better than most (4th of 10 cards)

Rewards value$285 a yearMiddle of the market (12th of 21 cards)

Purchase rate19.50%Not as good as most cards (25th of 34 cards)

Annual fee$295 a yearNot as good as most cards (32nd of 39 cards)

Interest-free days44 daysNot as good as most cards (31st of 37 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

Credit Card Compare: Australian credit card statisticsHow CardIQ scores cards
Government: Product reference data (Consumer Data Right)
Issuer: NAB
Program: Qantas Business Rewards