Credit Card Compare

NAB Business Card

Data last updated 20 July 2026
16.50%
Purchase rate
$108
Annual fee
35 days
Interest-free

Do you manage NAB card listings? Claim on Partner Central

NAB Business Card card
60 second approval
You may have seen us in
The Sydney Morning HeraldNews.com.auYahoo! FinanceDaily Mail Australia

CardIQ

35Basic

Basic

Overall score, out of 100 · How this works

  • Business22
  • Low rate49

Customer reviews

No reviews yet. Be the first to review the NAB Business Card.

Pros & cons

What's good

  • The 16.5% p.a. purchase rate is below the 18.99% p.a. market median.
  • No fee to add an additional cardholder.

Worth noting

  • The $108 annual fee is high for a Standard card, where the typical fee is about $50.
  • 3% foreign transaction fee on overseas spending.
  • Earns no rewards points on spending.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Standard
Card type
Visa
Card use
Business
Credit limit
$5,000 – $100,000
Credit rating
Good
Rewards program
None

Eligibility

Instant approval
Yes (response in ~60 seconds)
Joint application
No
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Eligible

Rates & fees

Ongoing interest rates

Cash advances
16.50% p.a.
Purchases
16.50% p.a.

Fees

Additional cardholder fee
$0
Annual fee
$108 p.a.
Cash advance fee
3% of the amount
Foreign transaction fee
3%
Late payment fee
$15

Repayments

Interest-free period
Up to 35 days on purchases
Minimum repayment
2% of the closing balance or $25, whichever is greater

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

This card doesn't earn rewards points. It focuses on a low cost of ownership instead. If earning points matters to you, compare frequent flyer cards and rewards cards.

Where this card sits vs similar cards

Compared with every other business credit card we list that has the feature. The further right the dot, the better this card does.

Overseas fee3.00%Top 25% (7th of 39 cards)
Purchase rate16.50%Middle of the market (19th of 34 cards)
Annual fee$108 a yearNot as good as most cards (24th of 39 cards)
Interest-free days35 daysAmong the weakest we track (36th of 37 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

Browse by card type

Compare the NAB Business Card against every other card in its category.

Low rateView all →

Questions and answers

No questions yet. Ask the first one about NAB Business Card.

Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Government
Product reference data (Consumer Data Right)
Issuer
NAB