Credit Card Compare

CommBank Business Awards Credit Card vs NAB Business Card

Compare CommBank Business Awards Credit Card, NAB Business Card side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

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Side-by-side comparison of CommBank Business Awards Credit Card vs NAB Business Card.
CommBank Business Awards Credit Card card
CommBank Business Awards Credit Card
NAB Business Card card
NAB Business Card

Card details

Overall
39Basic
Highest
35Basic
55 days interest-free53/100
Business43/100Highest22/100
Frequent flyer33/100
Low rate49/100
Rewards35/100
Velocity Points33/100

The basics

Card tierStandardStandard
Card typeMastercardVisa
Credit ratingGoodGood
Rewards programCommBank Awards ProgramNone
Credit limit$500 – $50,000$5,000 – $100,000

Eligibility

Minimum age18 years old18 years old
Minimum incomeNot specifiedNot specified
ResidencyAustralian citizen or permanent residentAustralian citizen or permanent resident
Joint applicationNoNo
Temporary residentsEligibleEligible
Instant approvalYes (~60 seconds)Yes (~60 seconds)

Repayments

Interest-free periodUp to 55 daysHighestUp to 35 days
Minimum repayment2% of the closing balance or $25, whichever is greater2% of the closing balance or $25, whichever is greater

Rates & fees

Ongoing interest rates

Purchases20.74% p.a.16.50% p.a.Lowest
Cash advances21.74% p.a.16.50% p.a.Lowest

Fees

Annual fee$100 p.a.Lowest$108 p.a.
Monthly fee
Additional cardholder fee$75$0Lowest
Cash advance fee1.5% of the amount3% of the amount
Foreign transaction fee1.5%Lowest3%
Late payment fee$20$15Lowest

Rewards

How many points could you earn?

Enter your monthly spend to see estimated annual points for each card below.

$

Earn rate

Everyday spend1 pt per $1None
Bonus categoriesNoneNone
Other purchasesNoneNone
Overseas spendNoneNone
ATO/government1 pt per $1 on ATO and government paymentsNone
Reduced rate above monthly capNoneNone
Points capMaximum 60,000 points per year
Points expiryPoints don't expire while your account is open and in order.
Estimated annual points36,000 ptsWorth $216

Sign-up bonus

Sign-up bonus
Bonus spend required

Transfer partners

Velocity Frequent Flyer5 pts → 2 pts (≈ 0.4 pts per $1)

Related comparisons

Sources

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