Credit Card Compare

ANZ Business 55 Interest Free Days

Data last updated 20 July 2026
17.74%
Purchase rate
$0
Annual fee
55 days
Interest-free

Do you manage ANZ card listings? Claim on Partner Central

ANZ Business 55 Interest Free Days card
60 second approval
You may have seen us in
The Sydney Morning HeraldNews.com.auYahoo! FinanceDaily Mail Australia

CardIQ

44Fair

Fair

Overall score, out of 100 · How this works

  • 55 days interest-free50
  • Business19
  • First timer61
  • Low rate39
  • No annual fee51

Customer reviews

No reviews yet. Be the first to review the ANZ Business 55 Interest Free Days.

Pros & cons

What's good

  • The 17.74% p.a. purchase rate is below the 18.99% p.a. market median.
  • No annual fee.
  • No fee to add an additional cardholder.

Worth noting

  • The annual fee increases from $0 to $150 in the second year.
  • 3% foreign transaction fee on overseas spending.
  • Earns no rewards points on spending.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Standard
Card type
Visa
Card use
Business
Credit limit
$1,000 – $50,000
Credit rating
Good
Rewards program
None

Eligibility

Instant approval
Yes (response in ~60 seconds)
Joint application
No
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Not eligible

Rates & fees

Ongoing interest rates

Cash advances
19.24% p.a.
Purchases
17.74% p.a.

Fees

Additional cardholder fee
$0
Annual fee
No annual fee
Annual fee (year 2+)
$150 p.a.
Cash advance fee
1.5% of the amount
Foreign transaction fee
3%
Late payment fee
$35

Repayments

Interest-free period
Up to 55 days on purchases
Minimum repayment
2% of the closing balance or $25, whichever is greater

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

This card doesn't earn rewards points. It focuses on a low cost of ownership instead. If earning points matters to you, compare frequent flyer cards and rewards cards.

Where this card sits vs similar cards

Compared with every other business credit card we list that has the feature. The further right the dot, the better this card does.

Interest-free days55 daysTied for best (1st of 37 cards)
Overseas fee3.00%Top 25% (7th of 39 cards)
Purchase rate17.74%Not as good as most cards (21st of 34 cards)
Annual fee$150 a yearNot as good as most cards (26th of 39 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

Browse by card type

Compare the ANZ Business 55 Interest Free Days against every other card in its category.

No annual feeView all →

Questions and answers

No questions yet. Ask the first one about ANZ Business 55 Interest Free Days.

Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Government
Product reference data (Consumer Data Right)
Issuer
ANZ