Credit Card Compare

American Express Platinum Card vs ANZ Platinum Credit Card

Compare American Express Platinum Card, ANZ Platinum Credit Card side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

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Side-by-side comparison of American Express Platinum Card vs ANZ Platinum Credit Card.
American Express Platinum Card card
American Express Platinum Card
ANZ Platinum Credit Card card
ANZ Platinum Credit Card

Card details

Overall
60Good
Highest
47Fair
55 days interest-free49/100
Airport lounge49/100
Balance transfer38/100
Cashback85/100
Frequent flyer65/100
No annual fee51/100
Qantas Points65/100
Rewards58/100Highest20/100
Sign-up bonus73/100
Travel42/100Highest37/100
Velocity Points65/100

The basics

Card tierPlatinumPlatinum
Card typeAmerican ExpressVisa
Credit ratingGoodGood
Rewards programAmerican Express Membership RewardsNone
Credit limit$3,000 – $100,000$6,000 – $100,000

Eligibility

Minimum age18 years old18 years old
Minimum incomeNot specifiedNot specified
ResidencyAustralian citizen or permanent residentAustralian citizen or permanent resident
Joint applicationNoNo
Temporary residentsEligibleEligible
Instant approvalYes (~60 seconds)Yes (~60 seconds)

Repayments

Interest-free periodUp to 44 daysUp to 55 daysHighest
Minimum repayment2% of the closing balance or $25, whichever is greater2% of the closing balance or $25, whichever is greater

Rates & fees

Ongoing interest rates

PurchasesNo interest. Pay in full each month20.99% p.a.
Cash advances0.00% p.a.Lowest21.99% p.a.

Fees

Annual fee$1,450 p.a.No annual feeLowest
Monthly fee
Additional cardholder fee$0$0
Cash advance fee3% of the amount
Foreign transaction fee3.5%3.5%
Late payment fee$20$20

Rewards

How many points could you earn?

Enter your monthly spend to see estimated annual points for each card below.

$

Earn rate

Everyday spend2.25 pts per $1None
Bonus categoriesNoneNone
Other purchasesNoneNone
Overseas spendNoneNone
ATO/government1 pt per $1 on ATO and government paymentsNone
Reduced rate above monthly capNoneNone
Points capUncapped
Points expiryPoints don't expire while your account is open and in order.
Estimated annual points281,000 ptsWorth $2,810

Sign-up bonus

Sign-up bonus200,000 points
Bonus spend required

Cashback

Sign-up cashback$450
Spend required$4,500 in 4 months
Ongoing cashback
Cashback cap

Transfer partners

Accor Live Limitless (ALL)5 pts → 1 pt (≈ 0.45 pts per $1)
Air New Zealand Airpoints200 pts → 1 pt (≈ 1 pt per $89)
British Airways Club3 pts → 1 pt (≈ 0.75 pts per $1)
Cathay (Asia Miles)3 pts → 1 pt (≈ 0.75 pts per $1)
Emirates Skywards4 pts → 1 pt (≈ 0.56 pts per $1)
Everyday Rewards5 pts → 4 pts (≈ 1.8 pts per $1)
Hilton Honors2 pts → 1 pt (≈ 1.13 pts per $1)
Malaysia Airlines Enrich3 pts → 1 pt (≈ 0.75 pts per $1)
Marriott Bonvoy3 pts → 2 pts (≈ 1.5 pts per $1)
Qantas Frequent Flyer2 pts → 1 pt (Ascent Premium only (Platinum Charge & Centurion), ≈ 1.13 pts per $1)
Qatar Airways Privilege Club3 pts → 1 pt (≈ 0.75 pts per $1)
Singapore Airlines KrisFlyer3 pts → 1 pt (≈ 0.75 pts per $1)
Velocity Frequent Flyer2 pts → 1 pt (≈ 1.13 pts per $1)
Virgin Atlantic Flying Club3 pts → 1 pt (≈ 0.75 pts per $1)

Related comparisons

Sources

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