Credit Card Compare

ANZ Platinum Credit Card vs NAB Rewards Platinum Card

Compare ANZ Platinum Credit Card, NAB Rewards Platinum Card side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

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Side-by-side comparison of ANZ Platinum Credit Card vs NAB Rewards Platinum Card.
ANZ Platinum Credit Card card
ANZ Platinum Credit Card
NAB Rewards Platinum Card card
NAB Rewards Platinum Card

Card details

Overall
47Fair
53Fair
Highest
55 days interest-free49/100
Balance transfer38/10052/100Highest
Cashback85/100
Frequent flyer51/100
No annual fee51/100
Rewards20/10047/100Highest
Sign-up bonus63/100
Travel37/100
Velocity Points51/100

The basics

Card tierPlatinumPlatinum
Card typeVisaVisa
Credit ratingGoodGood
Rewards programNoneNAB Rewards
Credit limit$6,000 – $100,000$3,000 – $30,000

Eligibility

Minimum age18 years old18 years old
Minimum incomeNot specifiedNot specified
ResidencyAustralian citizen or permanent residentAustralian citizen or permanent resident
Joint applicationNoNo
Temporary residentsEligibleEligible
Instant approvalYes (~60 seconds)Yes (~60 seconds)

Repayments

Interest-free periodUp to 55 daysHighestUp to 44 days
Minimum repayment2% of the closing balance or $25, whichever is greater2% of the closing balance or $25, whichever is greater

How much could you save?

Enter your balance and current rate to see your estimated saving for each card below.

$
% p.a.

Balance transfers

Promotional rate21.99% p.a.0% p.a.
Period12 months
Transfer fee0%3%
LimitUp to your available credit limitUp to your available credit limit
Revert rate0.00% p.a.21.74% p.a.
Can't transfer fromColes, Kogan Money, MyCard, NAB, Qantas Money
Estimated saving$850over 12 mths

Rates & fees

Ongoing interest rates

Purchases20.99% p.a.20.99% p.a.
Cash advances21.99% p.a.21.74% p.a.Lowest

Fees

Annual feeNo annual feeLowest$195 p.a.
Monthly fee
Additional cardholder fee$0$0
Cash advance fee3% of the amount3.5% of the amount
Foreign transaction fee3.5%3.5%
Late payment fee$20$20

Rewards

How many points could you earn?

Enter your monthly spend to see estimated annual points for each card below.

$

Earn rate

Everyday spendNone1 pt per $1 up to $5,000 per statement period
Bonus categoriesNoneNone
Other purchasesNoneNone
Overseas spendNoneNone
ATO/governmentNoneNone
Reduced rate above monthly capNone0.5 pts per $1 from $5,000 to $20,000 per statement period
Points capUncapped
Points expiryPoints don't expire while your account is open and in order.
Estimated annual points136,000 ptsWorth $1,360

Sign-up bonus

Sign-up bonus100,000 points
Bonus spend required

Cashback

Sign-up cashback$450
Spend required$4,500 in 4 months
Ongoing cashback
Cashback cap

Transfer partners

Accor Live Limitless (ALL)6 pts → 1 pt (≈ 0.17 pts per $1)
Air New Zealand Airpoints200 pts → 1 pt (≈ 1 pt per $200)
Flybuys1 pt → 1 pt (≈ 1 pt per $1)
Singapore Airlines KrisFlyer3 pts → 1 pt (≈ 0.33 pts per $1)
Velocity Frequent Flyer2 pts → 1 pt (≈ 0.5 pts per $1)

Related comparisons

Sources

Credit Card Compare
How CardIQ scores cards
Issuers
ANZNAB