Credit Card Compare

David Jones Premiere Credit Card

Data last updated 27 July 2026
24.99%
Purchase rate
$99
Annual fee
55 days
Interest-free

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CardIQ

41Fair

Fair

Overall score, out of 100 · How this works

  • 55 days interest-free46
  • Rewards35

Customer reviews

No reviews yet. Be the first to review the David Jones Premiere Credit Card.

Pros & cons

What's good

  • No fee to add an additional cardholder.

Worth noting

  • The 24.99% p.a. purchase rate sits in the most expensive quarter of cards (the median is 18.99% p.a.) if you carry a balance.
  • Earns 1 point per $1 on everyday spend, around the dataset average.
  • 3% foreign transaction fee on overseas spending.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Gold
Card type
Mastercard
Card use
Personal
Credit limit
$1,000 – $100,000
Credit rating
Average
Rewards program
David Jones Rewards

Eligibility

Instant approval
No
Joint application
No
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Eligible

Rates & fees

Ongoing interest rates

Cash advances
25.99% p.a.
Purchases
24.99% p.a.

Fees

Additional cardholder fee
$0
Annual fee
$99 p.a.
Cash advance fee
3% of the amount
Foreign transaction fee
3%
Late payment fee
$30

Repayments

Interest-free period
Up to 55 days on purchases
Minimum repayment
3% of the closing balance or $30, whichever is greater

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
1 pt per $1
Bonus categories
None
Other purchases
None
Overseas spend
None
ATO/government
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry

Sign-up bonus

Bonus spend required
Sign-up bonus

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Interest-free days55 daysTop 10% (6th of 192 cards)
Overseas fee3.00%Better than most (53rd of 200 cards)
Annual fee$99 a yearMiddle of the market (110th of 200 cards)
Rewards value$216 a yearMiddle of the market (54th of 95 cards)
Purchase rate24.99%Among the weakest we track (189th of 196 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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