Credit Card Compare

BankVic Qantas Visa Credit Card

Data last updated 20 July 2026
18.95%
Purchase rate
$0
Annual fee
55 days
Interest-free

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BankVic Qantas Visa Credit Card card
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CardIQ

46Fair

Fair

Overall score, out of 100 · How this works

  • 55 days interest-free59
  • Balance transfer39
  • Frequent flyer31
  • Low rate63
  • No annual fee66
  • Qantas Points31
  • Rewards36

Customer reviews

No reviews yet. Be the first to review the BankVic Qantas Visa Credit Card.

Pros & cons

What's good

  • The 18.95% p.a. purchase rate is below the 18.99% p.a. market median.
  • No annual fee.
  • 2% foreign transaction fee, below the 3% most cards charge.
  • No fee to add an additional cardholder.

Worth noting

  • Earns 0.5 points per $1 on everyday spend, below the dataset average.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Standard
Card type
Visa
Card use
Personal
Credit limit
$5,000 – $20,000
Credit rating
Good
Rewards program
Qantas Frequent Flyer

Eligibility

Instant approval
No
Joint application
No
Membership
Restricted
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Not eligible

Rates & fees

Ongoing interest rates

Cash advances
18.95% p.a.
Purchases
18.95% p.a.

Fees

Additional cardholder fee
$0
Annual fee
No annual fee
Cash advance fee
—
Foreign transaction fee
2%
Late payment fee
$9

Repayments

Interest-free period
Up to 55 days on purchases
Minimum repayment
2.5% of the closing balance or $20, whichever is greater

Balance transfers

Can't transfer from
BankVic
Limit
Up to your available credit limit
Period
6 months
Promotional rate
8.99% p.a.
Revert rate
18.95% p.a.
Transfer fee
0%

While you carry a transferred balance you may not receive interest-free days on new purchases.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
0.5 pts per $1
Bonus categories
None
Other purchases
None
Overseas spend
None
ATO/government
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
Points don't expire while your account is open and in order.

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Annual fee$0Tied for best (1st of 200 cards)
Interest-free days55 daysTop 10% (6th of 192 cards)
Overseas fee2.00%Top 25% (32nd of 200 cards)
Purchase rate18.95%Middle of the market (91st of 196 cards)
Rewards value$216 a yearMiddle of the market (54th of 95 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

Browse by card type

Compare the BankVic Qantas Visa Credit Card against every other card in its category.

Balance transferFrequent flyerNo annual feeRewardsView all →

Questions and answers

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Government
Product reference data (Consumer Data Right)
Issuer
BankVic
Program
Qantas Frequent Flyer