
Vidhu is a seasoned writer and editor with more than 5 years of experience covering the details of credit cards, home loans, and personal lending in Australia.
She spent four years at Clifford Chance, the multinational law firm, where she honed her knowledge in asset finance from the firm's India, London, and Hong Kong offices. Vidhu has also written extensively for Hashching and RateCity.
Written by Vidhu Bajaj
Black credit cards
Premium cards with high limits and top-tier perks.
Compare 7 cards →Credit cards for ATO payments
Earn points when you pay the ATO.
Compare 20 cards →Credit cards for self-employed people
Cards that suit freelancers and sole traders.
Compare 39 cards →Credit cards with free travel insurance
Travel cover included with the card.
Compare 53 cards →Gold credit cards
Mid-tier perks above a standard card.
Compare 6 cards →Reviewed by Vidhu Bajaj
0% purchase credit cards
Spread a big purchase over an interest-free period.
Compare 7 cards →Altitude Rewards credit cards
Earn Westpac Altitude Rewards points as you spend.
Compare 4 cards →American Express Membership Rewards credit cards
Earn Membership Rewards points and transfer to airlines.
Compare 6 cards →Amplify Rewards credit cards
Earn Amplify Rewards points with no earning cap.
Compare 9 cards →ANZ Rewards credit cards
Earn ANZ Rewards points and redeem your way.
Compare 3 cards →Balance transfer credit cards
Move existing debt to 0% and pay it down faster.
Compare 90 cards →Business credit cards
Manage business spending and earn points as you go.
Compare 39 cards →Cashback credit cards
Earn cash back on your everyday spending.
Compare 17 cards →Cathay Pacific Asia Miles credit cards
Earn points to transfer to Cathay Pacific Asia Miles.
Compare 14 cards →Charge cards
No preset limit, paid in full each month.
Compare 6 cards →Corporate credit cards
Expense control and reporting for large business.
Compare 12 cards →Credit cards for first timers and beginners
Low fees and rates to start your credit history.
Compare 63 cards →Credit cards for pensioners and retirees
Low-fee, low-rate cards for retirees.
Compare 23 cards →Credit cards for temporary residents
Cards Australian temporary residents can apply for.
Compare 68 cards →Credit cards that earn Qantas Points
Earn Qantas Points on everyday spending.
Compare 39 cards →Credit cards that earn Velocity Points
Earn Velocity Points on everyday spending.
Compare 49 cards →Credit cards with airport lounge access
Relax before your flight with complimentary lounge access.
Compare 28 cards →Credit cards with up to 55 days interest-free
Up to 55 days interest-free on your purchases.
Compare 140 cards →Easy approval credit cards
Low limits and simple eligibility for a modest card.
Compare 102 cards →Emirates Skywards Miles credit cards
Earn points to transfer to Emirates Skywards.
Compare 6 cards →Etihad Guest Miles credit cards
Earn points to transfer to Etihad Guest Miles.
Compare 6 cards →Flybuys credit cards
Earn Flybuys points on everyday spending.
Compare 6 cards →Free additional credit cardholders
Add a cardholder for free and pool your points.
Compare 200 cards →Frequent flyer credit cards
Earn airline points on everyday spending and fly for less.
Compare 95 cards →Hotel credit cards
Turn everyday spend into hotel stays and perks.
Compare 10 cards →Instant approval credit cards
Get an online decision in around 60 seconds.
Compare 97 cards →Joint account credit cards
Share an account with equal access.
Compare 14 cards →KrisFlyer Miles credit cards
Earn points to transfer to Singapore Airlines KrisFlyer.
Compare 26 cards →Low cash advance rate credit cards
A lower rate for when a cash advance is unavoidable.
Compare 55 cards →Low income credit cards
Accessible cards from a $15k income requirement.
Compare 33 cards →Low interest rate credit cards
A low ongoing rate for when you carry a balance.
Compare 116 cards →Metal credit cards
Premium metal cards with top-tier perks.
Compare 4 cards →No annual fee credit cards
Skip the annual fee and cut your ongoing costs.
Compare 50 cards →Priority Pass credit cards
Lounge access through Priority Pass membership.
Compare 11 cards →Qantas Business Rewards credit cards
Turn business spend into Qantas Points.
Compare 5 cards →Rewards credit cards
Earn flexible points to redeem your way.
Compare 137 cards →Sign-up bonus credit cards
Kick-start your balance with a bonus offer.
Compare 69 cards →Star Alliance credit cards
Earn points across Star Alliance airlines.
Compare 1 cards →Store credit cards
Earn rewards where you already shop.
Compare 10 cards →Student credit cards
Low-cost cards to build credit while studying.
Compare 63 cards →Travel credit cards
Spend overseas without the fee sting.
Compare 82 cards →Virtual credit cards
A digital card you can use the same day.
Compare 12 cards →