Credit Card Compare

Best travel credit cards

Hit with hefty overseas fees eating into your travel budget? Compare travel credit cards for international travellers with low or no currency conversion fees, free travel insurance, lounge access, and travel rewards or frequent flyer points.

  • Low or no currency conversion fees
  • Complimentary overseas travel insurance
  • Airport lounge access and travel rewards

Written by Andrew BoydReviewed by Vidhu Bajaj and David BoydWith insights from Steve Hui

Featured
Qantas Money Platinum card
Qantas Money Platinum
  • 120,000 bonus Qantas Points
  • 12 months at 0% p.a. on balance transfers
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How much could you save on foreign fees?

Enter your yearly overseas and foreign-currency spend to see what each card saves below. The 3% rate is a typical card fee: change it if you know your current card's rate.

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Compare 82 travel credit cards

Travel by the numbers

82
Cards compared
2.5 pts per $1
Top earn rate
Bankwest More World Mastercard
68
Cards earning rewards
$261
Average annual fee
$0
Lowest annual fee

What are travel credit cards?

Travel cards are built for international travellers and frequent flyers. They cut the cost of spending abroad, usually with zero or low foreign transaction fees (standard cards charge around 3%).

They also add perks like overseas travel insurance, airport lounge passes and airline points on everyday spend. Some premium cards include an annual travel credit that helps offset the fee. For the fee angle and lounge access specifically, compare no foreign transaction fee cards and airport lounge cards.

Expert insight: premium cabins for a fraction of the fare

Unlocking Business (and sometimes First) Class flights for a fraction of the cash fare, and knowing you got that ticket for next to nothing, is basically like you scored the best discount of your life.

Steve Hui

Frequent flyer points expert

Travel credit card FAQs

Low or no foreign transaction fees on overseas spending, complimentary travel insurance, airport lounge access, and the ability to earn airline or travel points. Premium cards may add a travel credit that offsets the annual fee.

How do travel cards compare?

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