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ANNA Money Business Credit Card

No interest
Purchase rate
$384
Annual fee
30 days
Interest-free

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ANNA Money Business Credit Card card
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CardIQ

27Basic

Basic

Overall score, out of 100 · How this works

  • Airport lounge16
  • Business1
  • No foreign fee56
  • Travel34

Customer reviews

No reviews yet. Be the first to review the ANNA Money Business Credit Card.

Pros & cons

What's good

  • Complimentary airport lounge access (1 visit a year).
  • Complimentary travel insurance.
  • No foreign transaction fee on overseas or online spending.
  • No fee to add an additional cardholder.

Worth noting

  • This is the ANNA Money Starter subscription plan, billed annually: not a traditional annual card fee. The $384 annual fee is still high for a Standard card, where the typical fee is about $50.
  • Late payments incur a fee of 2.99% of the outstanding amount.
  • Charge card: the full balance must be paid each month, with no option to carry a balance.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Standard
Card type
Mastercard
Card use
Business
Credit limit
$5,000 – $500,000
Credit rating
Good
Rewards program
None

Eligibility

Instant approval
No
Joint application
No
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Not eligible

Rates & fees

Ongoing interest rates

Cash advances
0.00% p.a.
Purchases
No interest. Pay in full each month

Fees

Additional cardholder fee
$0
Annual fee
$384 p.a.
Cash advance fee
—
Foreign transaction fee
0%
Late payment fee
2.99% of the outstanding amount

Repayments

Interest-free period
Up to 30 days on purchases
Minimum repayment
100% of the closing balance outstanding

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

This card doesn't earn rewards points. It focuses on a low cost of ownership instead. If earning points matters to you, compare frequent flyer cards and rewards cards.

Where this card sits vs similar cards

Compared with every other business credit card we list that has the feature. The further right the dot, the better this card does.

Overseas feeNo feeBest in market (1st of 39 cards)
Annual fee$384 a yearAmong the most expensive (36th of 39 cards)
Interest-free days30 daysAmong the weakest we track (37th of 37 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Issuer
ANNA Money