CommBank Interest-free Low Fee Credit Card
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CardIQ
Good
Overall score, out of 100 · How this works
- First timer64
- No foreign fee72
- Travel48
Customer reviews
No reviews yet. Be the first to review the CommBank Interest-free Low Fee Credit Card.
Pros & cons
What's good
- No interest charged on purchases.
- No foreign transaction fee on overseas or online spending.
- No fee to add an additional cardholder.
Worth noting
- $10 monthly fee applies.
- Credit limit capped at $1,500.
Card details
The basics
- Additional cardholder fee
- $0 p.a.
- Card tier
- Standard
- Card type
- Mastercard
- Card use
- Personal
- Credit limit
- $400 – $1,500
- Credit rating
- Good
- Rewards program
- None
Eligibility
- Instant approval
- Yes (response in ~60 seconds)
- Joint application
- No
- Minimum age
- 18 years old
- Minimum income
- Not specified
- Residency
- Australian citizen or permanent resident
- Temporary residents
- Eligible
Rates & fees
Ongoing interest rates
- Cash advances
- 0.00% p.a.
- Purchases
- No interest. A $10 monthly fee applies instead
Fees
- Additional cardholder fee
- $0
- Annual fee
- None (monthly fee applies)
- Cash advance fee
- —
- Foreign transaction fee
- 0%
- Late payment fee
- $0
- Monthly fee
- $10 per month
Repayments
- Interest-free period
- Up to 0 days on purchases
- Minimum repayment
- $40 or less, not including overdue or overlimit amounts
Balance transfers
This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.
Introductory purchase offer
This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.
Rewards
This card doesn't earn rewards points. It focuses on a low cost of ownership instead. If earning points matters to you, compare frequent flyer cards and rewards cards.
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
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Questions and answers
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Sources
- Credit Card Compare
- Australian credit card statisticsHow CardIQ scores cards
- Issuer
- Commonwealth Bank