BankSA Amplify Qantas Signature
Do you manage BankSA card listings? Claim on Partner Central
CardIQ
Fair
Overall score, out of 100 · How this works
- 55 days interest-free40
- Airport lounge36
- Frequent flyer40
- Qantas Points40
- Rewards36
- Sign-up bonus55
- Travel35
Customer reviews
Based on 1 review
Good bonus points, disappointing ongoing earn rate
It earns Qantas points, which is why i got it. I also got a big points bonus to kick things off. The only downside is it only earns at 0.75 points per dollar. Otherwise it is a standard Visa card. BankSA service is always exceptional.
Pros & cons
What's good
- 150,000 bonus Qantas Points to start, worth around $1,800 at our 1.2c-per-point valuation.
- Complimentary airport lounge access.
- Complimentary international travel insurance.
- Earns 0.8 points per $1 on bonus categories and 1.2 points per $1 on overseas spend.
- No fee to add an additional cardholder.
Worth noting
- The $295 annual fee is toward the top of the market (the median is $70).
- The 20.99% p.a. purchase rate sits in the most expensive quarter of cards (the median is 18.99% p.a.) if you carry a balance.
- Earns 0.5 points per $1 on everyday spend, below the dataset average.
- The 0.5-point rate on other purchases applies only to the first $10,000 spent each statement period, then drops to 0.25 points per $1.
Card details
The basics
- Additional cardholder fee
- $0 p.a.
- Card tier
- Signature
- Card type
- Visa
- Card use
- Personal
- Credit limit
- $15,000 – $80,000
- Credit rating
- Good
- Rewards program
- Qantas Frequent Flyer
Eligibility
- Instant approval
- Yes (response in ~60 seconds)
- Joint application
- No
- Minimum age
- 18 years old
- Minimum income
- Not specified
- Residency
- Australian citizen or permanent resident
- Temporary residents
- Eligible
Rates & fees
Ongoing interest rates
- Cash advances
- 21.99% p.a.
- Purchases
- 20.99% p.a.
Fees
- Additional cardholder fee
- $0
- Annual fee
- $295 p.a.
- Cash advance fee
- 3.5% of the amount
- Foreign transaction fee
- 3%
- Late payment fee
- $20
Repayments
- Interest-free period
- Up to 55 days on purchases
- Minimum repayment
- 2% of the closing balance or $10, whichever is greater
Balance transfers
This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.
Introductory purchase offer
This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.
Rewards
Earn rate
- Everyday spend
- None
- Bonus categories
- 0.8 pts per $1 in bonus categories
- Other purchases
- 0.5 pts per $1 on other purchases, up to $10,000 per statement period
- Overseas spend
- 1.2 pts per $1 on overseas spend
- ATO/government
- None
- Reduced rate above monthly cap
- 0.25 pts per $1 above $10,000 per statement period
- Points cap
- Uncapped
- Points expiry
- Points don't expire while your account is open and in order.
Sign-up bonus
- Bonus spend required
- —
- Sign-up bonus
- 150,000 points
Where these points could take you
- Auckland
- Flying Qantas non-stop, using Qantas points. Economy 20,700 pts, Premium Economy 32,600 pts, Business 43,600 pts.
- London
- Flying Qantas via Singapore, using Qantas points. Economy 63,500 pts, Premium Economy 124,700 pts, Business 166,300 pts.
- Los Angeles
- Flying Qantas non-stop, using Qantas points. Economy 48,200 pts, Premium Economy 97,600 pts, Business 130,100 pts.
- Singapore
- Flying Qantas non-stop, using Qantas points. Economy 29,000 pts, Premium Economy 61,600 pts, Business 82,100 pts, First 123,100 pts.
Flights you could book with the sign-up bonus plus a year of spending $3,000 a month on this card. One-way from Sydney or Melbourne, one adult, before taxes and carrier charges. Award prices and seat availability change.
Complimentary insurance
Cover has conditions and exclusions, which are set out in the issuer's PDS. A missing row means we haven't captured that figure, not that the cover is absent.
Overseas travel
- Activation
- Prepay part of the trip on the card
- Activation spend
- $500
- Age limit
- 80 years
- Cover limit
- Unlimited
- Excess
- $300
- Maximum trip length
- 180 days
- Not covered
- Pre-existing conditions, unless the insurer agrees in writing
- Underwriter
- Allianz Australia Insurance Limited
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
- BankSA Amplify Qantas SignaturevsAmerican Express Essential Rewards Credit Card
- BankSA Amplify Qantas SignaturevsAmerican Express Explorer Credit Card
- BankSA Amplify Qantas SignaturevsAmerican Express Platinum Card
- BankSA Amplify Qantas SignaturevsAmerican Express Platinum Edge Credit Card
- BankSA Amplify Qantas SignaturevsAmerican Express Velocity Escape Plus Card
- BankSA Amplify Qantas SignaturevsAmerican Express Velocity Platinum Card
- BankSA Amplify Qantas SignaturevsANZ First
- BankSA Amplify Qantas SignaturevsANZ Frequent Flyer Black
- BankSA Amplify Qantas SignaturevsANZ Frequent Flyer Platinum
- BankSA Amplify Qantas SignaturevsANZ Low Rate - Credit Back Offer
- BankSA Amplify Qantas SignaturevsANZ Platinum Credit Card
- BankSA Amplify Qantas SignaturevsANZ Rewards Black Credit Card
Browse by card type
Compare the BankSA Amplify Qantas Signature against every other card in its category.
Questions and answers
No questions yet. Ask the first one about BankSA Amplify Qantas Signature.
Sources
- Credit Card Compare
- Australian credit card statisticsHow CardIQ scores cards
- Issuer
- BankSA
- Program
- Qantas Frequent Flyer