Latitude 28° Global Platinum Mastercard

Great for overseas travel, annoying BPAY charge

There are no ATM fees, and I’ve never had any issues using it in Europe, Asia or America. It’s unfortunate about the newly-introduced BPAY charge ($0.95 per transaction). I can use the 'Pay my account’ function, but it takes longer for the money to clear and can only be done…

Very expensive fees

This card is no longer needed as there are better products for buying overseas. The fees are outrageous. The point of having this card is to make overseas purchases and not face foreign currency conversion fees, but the fees on the card if you don’t pay it off are exorbitant. It…

Quick, simple application and approval

This is my first ever credit card. The application process was quick, simple and easy. I got accepted straight away for the credit card, but had to prove my income simply by uploading one of the accepted documents. I plan on using this card overseas as there are many benefits to…

Good for foreign purchases

There are no rewards or loyalty program, but good exchange rates and no fees. It’s easy to set up and there are no annual fees, even for supplementary cardholders. We have used this card in France, UK, Switzerland, Hong Kong, Singapore, Fiji, New Zealand and Australia, all…

No yearly fee, no international transactions fees

The main benefits of the 28 Degrees card are that there are no yearly fees and no international transaction fees. It is great for travelling abroad and buying online from overseas.Their customer service is good — very friendly and helpful.It’s payWave enabled for ease of paying…

Excellent for foreign purchases

The 28 Degrees card has been great for use with foreign purchases and currency, as the exchange rate is better than banks and other cards, while there are also minimal fees. I use it for all overseas purchases online, as well as taking it with me on international trips as my…

Service staff helped me get a refund overseas

I love this card. I can use it worldwide with no conversion fees for foreign currency transactions. When I had an issue with a car hire deposit in the UK, the staff were very helpful in disputing the transaction and when I was finally refunded, they even made up the exchange…

No annual fees, accepted everywhere

The 28 degrees Platinum MasterCard is a fantastic everyday credit card. There are no annual fees associated with this card and it is accepted everywhere. The card has a stylish-looking design as well. The website allows for easy payment, with email reminders available to avoid…

Good choice for low-cost travel money

I never usually use a credit card and signed up for this to use for overseas travel. If you 'pre-pay’ it with your own cash, you can effectively withdraw money and spend it without fees and currency conversion costs at overseas ATMs and stores/train stations/whatever. You’ll pay…

Problems understanding service operators

It’s a great card, but quite often have a problem understanding the dreadful English some of their operators speak. Sometimes there is an issue and they usually deal with it fairly well. The card is quite convenient because everyone accepts it and if you use it wisely and pay…