David Jones Prestige Credit Card
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CardIQ
Basic
Overall score, out of 100 · How this works
- 55 days interest-free36
- Airport lounge28
- Rewards23
- Travel37
Customer reviews
No reviews yet. Be the first to review the David Jones Prestige Credit Card.
Pros & cons
What's good
- Complimentary airport lounge access.
- Complimentary international travel insurance and purchase protection.
- No fee to add an additional cardholder.
Worth noting
- The $295 annual fee is high for a Platinum card, where the typical fee is about $155.
- The 24.99% p.a. purchase rate sits in the most expensive quarter of cards (the median is 18.99% p.a.) if you carry a balance.
- Earns 1 point per $1 on everyday spend, around the dataset average.
- 3% foreign transaction fee on overseas spending.
Card details
The basics
- Additional cardholder fee
- $0 p.a.
- Card tier
- Platinum
- Card type
- Mastercard
- Card use
- Personal
- Credit limit
- $6,000 – $100,000
- Credit rating
- Average
- Rewards program
- David Jones Rewards
Eligibility
- Instant approval
- No
- Joint application
- No
- Minimum age
- 18 years old
- Minimum income
- Not specified
- Residency
- Australian citizen or permanent resident
- Temporary residents
- Eligible
Rates & fees
Ongoing interest rates
- Cash advances
- 25.99% p.a.
- Purchases
- 24.99% p.a.
Fees
- Additional cardholder fee
- $0
- Annual fee
- $295 p.a.
- Cash advance fee
- 3% of the amount
- Foreign transaction fee
- 3%
- Late payment fee
- $30
Repayments
- Interest-free period
- Up to 55 days on purchases
- Minimum repayment
- 3% of the closing balance or $30, whichever is greater
Balance transfers
This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.
Introductory purchase offer
This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.
Rewards
Earn rate
- Everyday spend
- 1 pt per $1
- Bonus categories
- None
- Other purchases
- None
- Overseas spend
- None
- ATO/government
- None
- Reduced rate above monthly cap
- None
- Points cap
- Uncapped
- Points expiry
- —
Sign-up bonus
- Bonus spend required
- —
- Sign-up bonus
- —
Complimentary insurance
Cover has conditions and exclusions, which are set out in the issuer's PDS. A missing row means we haven't captured that figure, not that the cover is absent.
Overseas travel
- Activation
- Prepay part of the trip on the card
- Age limit
- 75 years
- Cover limit
- $750,000
- Maximum trip length
- 180 days
- Not covered
- Pre-existing conditions, unless the insurer agrees in writing
- Underwriter
- AIG Australia Limited
Purchase protection
- Activation
- Pay for the item with the card
- Annual limit
- $1,500
- Cover period
- 180 days
- Excess
- No excess
- Not covered
- Cash, consumables and animals
- Per-item limit
- $1,500
- Underwriter
- AIG Australia Limited
- Voids cover
- Leaving the item unattended in a public place
- What it pays
- Theft, loss and accidental damage
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
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- David Jones Prestige Credit CardvsANZ Rewards Black Credit Card
Browse by card type
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Questions and answers
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Sources
- Credit Card Compare
- Australian credit card statisticsHow CardIQ scores cards
- Issuer
- David Jones