Do Amplify Rewards points expire?

Points don't expire while your card account is open and in good standing, and there's no cap on Amplify Rewards points. Points earned towards Qantas Frequent Flyer can be capped, so check your card's terms.

Amplify Rewards credit cards

Compare cards from Bank of Melbourne, BankSA and St.George linked to the Amplify Rewards program.

Earn Amplify Rewards points with no earning cap
Choose Amplify Rewards or Qantas Frequent Flyer points
Sign-up bonus point offers on eligible cards

Written by Andrew BoydReviewed by Vidhu Bajaj and David Boyd

Featured

St.George Amplify Rewards Signature

4 reviews

200,000 bonus points
Complimentary airport lounge access

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How many points could you earn?

Enter your monthly spend to see estimated annual points for each card below.

Compare 9 Amplify Rewards credit cards

Credit card comparison table with rates, fees, rewards and apply links.
Name and rating	Rewards program	Earn rate	Sign-up bonus	Annual fee	Est. points / yr
St.George Amplify Rewards Platinum	Amplify Rewards	1 pt per $1Capped	100,000 pts	$99	136,000 ptsWorth $1,360	60 second approval
BankSA Amplify Rewards Platinum	Amplify Rewards	1 pt per $1Capped	100,000 pts	$99	136,000 ptsWorth $1,360	60 second approval
Bank of Melbourne Amplify Rewards Platinum	Amplify Rewards	1 pt per $1Capped	100,000 pts	$99	136,000 ptsWorth $1,360	60 second approval
St.George Amplify Rewards Signature 4 reviews	Amplify Rewards	1 pt per $1Capped	200,000 pts	$199	236,000 ptsWorth $2,360	60 second approval
BankSA Amplify Rewards Signature	Amplify Rewards	1 pt per $1Capped	200,000 pts	$199	236,000 ptsWorth $2,360	60 second approval
Bank of Melbourne Amplify Rewards Signature	Amplify Rewards	1 pt per $1Capped	200,000 pts	$199	236,000 ptsWorth $2,360	60 second approval
St.George Amplify Business Credit Card	Amplify Rewards	1 pt per $1Uncapped	—	$0	36,000 ptsWorth $360	60 second approval
BankSA Amplify Business Credit Card	Amplify Rewards	1 pt per $1Uncapped	—	$0	36,000 ptsWorth $360	60 second approval
Bank of Melbourne Amplify Business Credit Card	Amplify Rewards	1 pt per $1Uncapped	—	$0	36,000 ptsWorth $360	60 second approval

Amplify Rewards by the numbers

Cards compared

150,000 pts

Average sign-up bonus

1 pt per $1

Top earn rate

$2,000

Highest-value sign-up bonus

$99

Average annual fee

Types of Amplify Rewards cards

Each bank offers two cards: Amplify Platinum and Amplify Signature. Annual fees, earn rates and benefits differ between them, but both share the same rates for overdue payments and cash advances.

How you earn points

You earn Amplify Rewards points on each dollar of eligible spending, on both primary and additional cards. Points go to the primary cardholder's account.

Eligible purchases cover everyday spending like groceries, petrol, clothing, technology, travel and utility bills. Government charges, interest, bank fees, cash advances, balance transfers and BPAY payments don't earn points.

Amplify Platinum earns 1 point per dollar and Amplify Signature earns 1.5 points per dollar. If you bank with Westpac itself, compare Altitude Rewards cards, which run on Westpac's other points program.

Amplify Rewards credit card FAQs

Amplify Rewards cards come from Bank of Melbourne, BankSA and St.George, which are all part of the Westpac Group. Each bank offers an Amplify Platinum and an Amplify Signature card.

Questions and answers

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Related card types

Altitude Rewards credit cards American Express Membership Rewards credit cards ANZ Rewards credit cards Cashback credit cards Credit cards for ATO payments Points-earning credit cards

Sources

Credit Card Compare: Australian credit card statistics
Programs: Amplify Rewards (Bank of Melbourne)Amplify Rewards (BankSA)Amplify Rewards (St.George)