Hume Value Visa
Do you manage Hume Bank card listings? Claim on Partner Central
CardIQ
Strong
Overall score, out of 100 · How this works
- 55 days interest-free63
- First timer80
- Low rate77
- No annual fee71
Customer reviews
No reviews yet. Be the first to review the Hume Value Visa.
Pros & cons
What's good
- The 11.95% p.a. purchase rate is among the lowest ongoing purchase rates (the median card charges 18.99% p.a.).
- No annual fee.
- 2.85% foreign transaction fee, below the 3% most cards charge.
- No fee to add an additional cardholder.
Worth noting
- Earns no rewards points on spending.
- No balance transfer or introductory purchase offer.
Card details
The basics
- Additional cardholder fee
- $0 p.a.
- Card tier
- Standard
- Card type
- Visa
- Card use
- Personal
- Credit limit
- $500 – $20,000
- Credit rating
- Good
- Rewards program
- None
Eligibility
- Instant approval
- No
- Joint application
- Yes
- Minimum age
- 18 years old
- Minimum income
- Not specified
- Residency
- Australian citizen or permanent resident
- Temporary residents
- Not eligible
Rates & fees
Ongoing interest rates
- Cash advances
- 19.95% p.a.
- Purchases
- 11.95% p.a.
Fees
- Additional cardholder fee
- $0
- Annual fee
- No annual fee
- Cash advance fee
- —
- Foreign transaction fee
- 2.85%
- Late payment fee
- $20
Repayments
- Interest-free period
- Up to 55 days on purchases
- Minimum repayment
- 3% of the closing balance or $10, whichever is greater
Balance transfers
This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.
Introductory purchase offer
This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.
Rewards
This card doesn't earn rewards points. It focuses on a low cost of ownership instead. If earning points matters to you, compare frequent flyer cards and rewards cards.
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
- Hume Value VisavsAmerican Express Low Rate Credit Card
- Hume Value VisavsAmerican Express Platinum Edge Credit Card
- Hume Value VisavsANZ Low Rate
- Hume Value VisavsANZ Low Rate - Credit Back Offer
- Hume Value VisavsANZ Platinum Credit Card
- Hume Value VisavsAustralian Military Bank Low Rate Visa Credit Card
- Hume Value VisavsAustralian Mutual Bank Credit Card
- Hume Value VisavsBank Australia Low Rate Visa Credit Card
- Hume Value VisavsBank Australia Visa Credit Card
- Hume Value VisavsBank First Visa Classic Credit Card
- Hume Value VisavsBank First Visa Platinum Credit Card
- Hume Value VisavsBank of Melbourne Vertigo Card
Browse by card type
Compare the Hume Value Visa against every other card in its category.
Questions and answers
No questions yet. Ask the first one about Hume Value Visa.
Sources
- Credit Card Compare
- Australian credit card statisticsHow CardIQ scores cards
- Issuer
- Hume Bank