Westpac Low Rate Card

Low interest means no worries about overspending

I don’t have to be worried about overspending when I’m doing my shopping. I can use my card anywhere, even overseas, with a very low interest rate. My credit card is ideal for me, since sometimes I’m on a tight budget. So far, I am very happy with it.

No fees, but poor service

i got this card after becoming an aged pensioner to save on the annual fee, which is zero. But regretfully, the customer service has been downright terrible, as, in my opinion, as soon as customer service gets the card’s number the call is always allocated to a junior with…

Suitable for daily usage, but needs more rewards

It is very suitable for everyday usage and has low fees. I have had good customer service also, and being able to be with Westpac is a great benefit. I recommend using it for day-to-day purposes. Only, it is not that rewarding and I wish it had more rewards.

Basic card with low interest rate

This card is a basic no-frills card. It has no reward program but it does have a reasonable annual fee and the same low interest rate for purchases and cash advances. It’s a decent card for use overseas, with an option to notify Westpac when travelling overseas so that the card…

Lower interest rate card

This is a good card with no frills, and the customer service is also great with Westpac. If you have any issues they resolve them quickly at onshore call centres.The lower interest rate is a bonus. Westpac give special offers from time to time by reducing the interest rate even…

Excellent protection against fraud

Fake telemarketers tried to get into my bank account. Westpac stopped it ASAP and rang to tell me. It’s happened a few times and now we have sorted it out, and it’s been reported. Customer service was so helpful, and I was so pleased to have an excellent and trustworthy company…

Low interest rate and good service

The low interest rate is good, but only if you can pay off the amount quickly. Otherwise you are just paying off the interest and it’s hard to catch up. Overall it’s a good card and Westpac are fantastic to deal with. They always provide great customer service. I recommend this…

Great security service

Good low-rate credit card with good interest-free days. No rewards attached however, but this is the only downside.Someone took my details recently and fraudulently started spending. Westpac contacted me within a couple of hours to advise me this had happened, and put a block on…

The card to use for starting out

This low rate card is perfect for any person wanting to go for their first credit card, and not get signed into something that isn’t right for them. It’s a simple process, the staff at the branches make it easier to understand and it’s extremely affordable for those not wanting…

Excellent no frills card

This Westpac card is ideal for people who don’t care about rewards programs but want a solid card without paying over the moon for interest. Interest free periods, minimum repayment amounts and credit limits are all excellent, and for people who don’t pay everything off every…