Credit Card Compare

Coastline Visa Business Credit Card

Data last updated 17 July 2026
14.05%
Purchase rate
$120
Annual fee
55 days
Interest-free

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CardIQ

47Fair

Fair

Overall score, out of 100 · How this works

  • 55 days interest-free53
  • Balance transfer63
  • Business21
  • Low rate52

Customer reviews

No reviews yet. Be the first to review the Coastline Visa Business Credit Card.

Pros & cons

What's good

  • 6 months at 0% p.a. on balance transfers, shorter than the 12-month median (no transfer fee, reverts to 9.99% p.a.).
  • The 14.05% p.a. purchase rate is below the 18.99% p.a. market median.
  • No fee to add an additional cardholder.

Worth noting

  • The $120 annual fee is high for a Standard card, where the typical fee is about $50.
  • 3.65% foreign transaction fee on overseas spending, at the high end of the market.
  • Earns no rewards points on spending.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Standard
Card type
Visa
Card use
Business
Credit limit
$500 – $100,000
Credit rating
Good
Rewards program
None

Eligibility

Instant approval
No
Joint application
No
Membership
Not yet verified
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Not eligible

Rates & fees

Ongoing interest rates

Cash advances
14.05% p.a.
Purchases
14.05% p.a.

Fees

Additional cardholder fee
$0
Annual fee
$120 p.a.
Cash advance fee
—
Foreign transaction fee
3.65%
Late payment fee
$25

Repayments

Interest-free period
Up to 55 days on purchases
Minimum repayment
3% of the closing balance or $20, whichever is greater

Balance transfers

Can't transfer from
Coastline
Limit
Up to your available credit limit
Period
6 months
Promotional rate
0% p.a.
Revert rate
9.99% p.a.
Transfer fee
0%

While you carry a transferred balance you may not receive interest-free days on new purchases.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

This card doesn't earn rewards points. It focuses on a low cost of ownership instead. If earning points matters to you, compare frequent flyer cards and rewards cards.

Where this card sits vs similar cards

Compared with every other business credit card we list that has the feature. The further right the dot, the better this card does.

Interest-free days55 daysTied for best (1st of 37 cards)
Purchase rate14.05%Middle of the market (15th of 34 cards)
Annual fee$120 a yearNot as good as most cards (25th of 39 cards)
Overseas fee3.65%Among the weakest we track (38th of 39 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Questions and answers

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Government
Product reference data (Consumer Data Right)
Issuer
Coastline