Credit Card Compare

South West Slopes Bank Visa Classic Credit Card

Data last updated 20 July 2026
13.45%
Purchase rate
$30
Annual fee
55 days
Interest-free

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South West Slopes Bank Visa Classic Credit Card card
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CardIQ

69Good

Good

Overall score, out of 100 · How this works

  • 55 days interest-free63
  • First timer76
  • Low rate69

Customer reviews

No reviews yet. Be the first to review the South West Slopes Bank Visa Classic Credit Card.

Pros & cons

What's good

  • The 13.45% p.a. purchase rate is below the 18.99% p.a. market median.
  • The $30 annual fee is low: it undercuts the $70 median.
  • 1.5% foreign transaction fee, below the 3% most cards charge.
  • No fee to add an additional cardholder.

Worth noting

  • Earns no rewards points on spending.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Standard
Card type
Visa
Card use
Personal
Credit limit
$500 – $20,000
Credit rating
Good
Rewards program
None

Eligibility

Instant approval
No
Joint application
No
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Not eligible

Rates & fees

Ongoing interest rates

Cash advances
13.45% p.a.
Purchases
13.45% p.a.

Fees

Additional cardholder fee
$0
Annual fee
$30 p.a.
Cash advance fee
—
Foreign transaction fee
1.5%
Late payment fee
$0

Repayments

Interest-free period
Up to 55 days on purchases
Minimum repayment
3% of the closing balance or $20, whichever is greater

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

This card doesn't earn rewards points. It focuses on a low cost of ownership instead. If earning points matters to you, compare frequent flyer cards and rewards cards.

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Interest-free days55 daysTop 10% (6th of 192 cards)
Overseas fee1.50%Top 25% (30th of 200 cards)
Annual fee$30 a yearTop 25% (39th of 200 cards)
Purchase rate13.45%Better than most (52nd of 196 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Questions and answers

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Government
Product reference data (Consumer Data Right)
Issuer
South West Slopes Credit Union