Queensland Country Bank Business Visa My Rewards Credit Card

Name: Queensland Country Bank Business Visa My Rewards Credit Card
Brand: Queensland Country Credit Union

Data last updated 20 July 2026

14.74%

Purchase rate

$85

Annual fee

55 days

Interest-free

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Queensland Country Bank Business Visa My Rewards Credit Card card

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CardIQ

38Basic

Basic

Overall score, out of 100 · How this works

55 days interest-free54
Business24
Low rate56
Rewards20

Customer reviews

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Pros & cons

What's good

The 14.74% p.a. purchase rate is below the 18.99% p.a. market median.
No fee to add an additional cardholder.
Points don't expire while your account is open and in order.

Worth noting

The $85 annual fee is high for a Standard card, where the typical fee is about $50.
Earns 1 reward dollar per $150 on everyday spend, below the dataset average.
Points earning is capped at 140 points a month.
3.65% foreign transaction fee on overseas spending, at the high end of the market.

Card details

The basics

Additional cardholder fee: $0 p.a.
Card tier: Standard
Card type: Visa
Card use: Business
Credit limit: $500 – $100,000
Credit rating: Good
Rewards program: Rewarder Rewards Program

Eligibility

Instant approval: No
Joint application: No
Minimum age: 18 years old
Minimum income: Not specified
Residency: Australian citizen or permanent resident
Temporary residents: Not eligible

Rates & fees

Ongoing interest rates

Cash advances: 14.74% p.a.
Purchases: 14.74% p.a.

Fees

Additional cardholder fee: $0
Annual fee: $85 p.a.
Cash advance fee: —
Foreign transaction fee: 3.65%
Late payment fee: $0

Repayments

Interest-free period: Up to 55 days on purchases
Minimum repayment: 2% of the closing balance or $25, whichever is greater

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend: 1 reward dollar per $150
Bonus categories: None
Other purchases: None
Overseas spend: None
ATO/government: None
Reduced rate above monthly cap: None
Points cap: Maximum 140 points per month
Points expiry: Points don't expire while your account is open and in order.

Sign-up bonus

Bonus spend required: —
Sign-up bonus: —

Where this card sits vs similar cards

Compared with every other business credit card we list that has the feature. The further right the dot, the better this card does.

FeatureThis cardWhere it ranks

Interest-free days55 daysTied for best (1st of 37 cards)

Annual fee$85 a yearMiddle of the market (17th of 39 cards)

Purchase rate14.74%Middle of the market (18th of 34 cards)

Overseas fee3.65%Among the weakest we track (38th of 39 cards)

Rewards value$1 a yearAmong the weakest we track (21st of 21 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

Credit Card Compare: Australian credit card statisticsHow CardIQ scores cards
Government: Product reference data (Consumer Data Right)
Issuer: Queensland Country Credit Union