Credit Card Compare

MyCard Premier Qantas

Data last updated 27 July 2026
22.49%
Purchase rate
$350
Annual fee
100,000
Bonus points

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MyCard Premier Qantas card
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CardIQ

29Basic

Basic

Overall score, out of 100 · How this works

  • Balance transfer47
  • Frequent flyer21
  • Rewards19
  • Sign-up bonus28

Customer reviews

No reviews yet. Be the first to review the MyCard Premier Qantas.

Pros & cons

What's good

  • 100,000 bonus points to start, worth around $500 at our 0.5c-per-point valuation.
  • 12 months at 0% p.a. on balance transfers, longer than the 12-month median (3% transfer fee, reverts to 22.99% p.a.).
  • No fee to add an additional cardholder.

Worth noting

  • The $350 annual fee is high for a Standard card, where the typical fee is about $50.
  • The 22.49% p.a. purchase rate sits in the most expensive quarter of cards (the median is 18.99% p.a.) if you carry a balance.
  • Earns 0.5 points per $1 on everyday spend, below the dataset average.
  • 3.5% foreign transaction fee on overseas spending, at the high end of the market.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Standard
Card type
Mastercard
Card use
Personal
Credit limit
$10,000 – $100,000
Credit rating
Good
Rewards program
MyCard Rewards

Eligibility

Instant approval
No
Joint application
No
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Not eligible

Rates & fees

Ongoing interest rates

Cash advances
22.99% p.a.
Purchases
22.49% p.a.

Fees

Additional cardholder fee
$0
Annual fee
$350 p.a.
Cash advance fee
3.5% of the amount
Foreign transaction fee
3.5%
Late payment fee
$30

Repayments

Interest-free period
Up to 44 days on purchases
Minimum repayment
2% of the closing balance or $25, whichever is greater

Balance transfers

Can't transfer from
Coles, Kogan Money, MyCard, NAB, Qantas Money
Limit
Up to your available credit limit
Period
12 months
Promotional rate
0% p.a.
Revert rate
22.99% p.a.
Transfer fee
3%

While you carry a transferred balance you may not receive interest-free days on new purchases.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
0.5 pts per $1
Bonus categories
None
Other purchases
None
Overseas spend
None
ATO/government
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
Points don't expire while your account is open and in order.

Sign-up bonus

Bonus spend required
—
Sign-up bonus
100,000 points

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Balance transfer0% for 12 monthsBetter than most (12th of 44 cards)
Sign-up bonus$500Not as good as most cards (39th of 58 cards)
Interest-free days44 daysNot as good as most cards (141st of 191 cards)
Overseas fee3.50%Not as good as most cards (152nd of 199 cards)
Purchase rate22.49%Among the weakest we track (170th of 195 cards)
Annual fee$350 a yearAmong the most expensive (181st of 199 cards)
Rewards value$90 a yearAmong the weakest we track (88th of 94 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

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Questions and answers

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Government
Product reference data (Consumer Data Right)
Issuer
MyCard