Credit Card Compare

David Jones Icon Credit Card

25.74%
Purchase rate
$0
Annual fee
56 days
Interest-free

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Application
You may have seen us in
The Sydney Morning HeraldNews.com.auYahoo! FinanceDaily Mail Australia

CardIQ

51Fair

Fair

Overall score, out of 100 · How this works

  • 55 days interest-free51
  • First timer66
  • No annual fee56
  • Rewards33

Customer reviews

No reviews yet. Be the first to review the David Jones Icon Credit Card.

Pros & cons

What's good

  • No annual fee.
  • Up to 56 interest-free days on purchases, longer than most cards.
  • No fee to add an additional cardholder.

Worth noting

  • The 25.74% p.a. purchase rate sits in the most expensive quarter of cards (the median is 18.99% p.a.) if you carry a balance.
  • Earns 0.5 points per $1 on everyday spend, below the dataset average.
  • 3% foreign transaction fee on overseas spending.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Standard
Card type
Mastercard
Card use
Personal
Credit limit
$1,000 – $100,000
Credit rating
Average
Rewards program
David Jones Credit Card Points

Eligibility

Instant approval
No
Joint application
No
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Eligible

Rates & fees

Ongoing interest rates

Cash advances
25.74% p.a.
Purchases
25.74% p.a.

Fees

Additional cardholder fee
$0
Annual fee
No annual fee
Cash advance fee
3% of the amount
Foreign transaction fee
3%
Late payment fee
$30

Repayments

Interest-free period
Up to 56 days on purchases
Minimum repayment
3% of the closing balance or $30, whichever is greater

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
0.5 pts per $1
Bonus categories
None
Other purchases
None
Overseas spend
None
ATO/government
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
—

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Annual fee$0Tied for best (1st of 200 cards)
Interest-free days56 daysTop 10% (5th of 192 cards)
Overseas fee3.00%Better than most (53rd of 200 cards)
Rewards value$108 a yearAmong the weakest we track (88th of 95 cards)
Purchase rate25.74%Among the weakest we track (191st of 196 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Questions and answers

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Issuer
David Jones