Credit Card Compare

MOVE Bank Low Rate Credit Card

Data last updated 22 July 2026
8.99%
Purchase rate
$0
Annual fee
45 days
Interest-free

Do you manage MOVE Bank card listings? Claim on Partner Central

You may have seen us in
The Sydney Morning HeraldNews.com.auYahoo! FinanceDaily Mail Australia

CardIQ

71Strong

Strong

Overall score, out of 100 · How this works

  • Balance transfer65
  • First timer77
  • Low rate72
  • No annual fee70

Customer reviews

No reviews yet. Be the first to review the MOVE Bank Low Rate Credit Card.

Pros & cons

What's good

  • 6 months at 0% p.a. on balance transfers, shorter than the 12-month median (no transfer fee, reverts to 8.99% p.a.).
  • The 8.99% p.a. purchase rate is among the lowest ongoing purchase rates (the median card charges 18.99% p.a.).
  • No annual fee.
  • 2% foreign transaction fee, below the 3% most cards charge.
  • No fee to add an additional cardholder.

Worth noting

  • The annual fee increases from $0 to $59 in the second year.
  • Earns no rewards points on spending.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Standard
Card type
Visa
Card use
Personal
Credit limit
$1,000 – $25,000
Credit rating
Good
Rewards program
None

Eligibility

Instant approval
No
Joint application
No
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Not eligible

Rates & fees

Ongoing interest rates

Cash advances
12.99% p.a.
Purchases
8.99% p.a.

Fees

Additional cardholder fee
$0
Annual fee
No annual fee
Annual fee (year 2+)
$59 p.a.
Cash advance fee
—
Foreign transaction fee
2%
Late payment fee
$15
Over limit fee
$10

Repayments

Interest-free period
Up to 45 days on purchases
Minimum repayment
2% of the closing balance or $25, whichever is greater

Balance transfers

Can't transfer from
MOVE Bank
Limit
Up to your available credit limit
Period
6 months
Promotional rate
0% p.a.
Revert rate
8.99% p.a.
Transfer fee
0%

While you carry a transferred balance you may not receive interest-free days on new purchases.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

This card doesn't earn rewards points. It focuses on a low cost of ownership instead. If earning points matters to you, compare frequent flyer cards and rewards cards.

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Purchase rate8.99%Top 10% (3rd of 196 cards)
Overseas fee2.00%Top 25% (32nd of 200 cards)
Annual fee$59 a yearBetter than most (79th of 200 cards)
Interest-free days45 daysNot as good as most cards (126th of 192 cards)
Balance transfer0% for 6 monthsNot as good as most cards (49th of 67 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

Browse by card type

Compare the MOVE Bank Low Rate Credit Card against every other card in its category.

Balance transferLow rateView all →

Questions and answers

No questions yet. Ask the first one about MOVE Bank Low Rate Credit Card.

Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Government
Product reference data (Consumer Data Right)
Issuer
MOVE Bank