Credit Card Compare

BankSA Amplify Qantas Platinum

Data last updated 20 July 2026
20.99%
Purchase rate
$175
Annual fee
100,000
Bonus points

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BankSA Amplify Qantas Platinum card
60 second approval
You may have seen us in
The Sydney Morning HeraldNews.com.auYahoo! FinanceDaily Mail Australia

CardIQ

44Fair

Fair

Overall score, out of 100 · How this works

  • 55 days interest-free46
  • Frequent flyer41
  • Qantas Points41
  • Rewards38
  • Sign-up bonus55

Customer reviews

No reviews yet. Be the first to review the BankSA Amplify Qantas Platinum.

Pros & cons

What's good

  • 100,000 bonus Qantas Points to start, worth around $1,200 at our 1.2c-per-point valuation.
  • Earns cashback on eligible spending.
  • Earns 0.5 points per $1 on bonus categories and 0.75 points per $1 on overseas spend.
  • No fee to add an additional cardholder.

Worth noting

  • The 20.99% p.a. purchase rate sits in the most expensive quarter of cards (the median is 18.99% p.a.) if you carry a balance.
  • Earns 0.35 points per $1 on everyday spend, below the dataset average.
  • The 0.35-point rate on other purchases applies only to the first $5,000 spent each statement period, then drops to 0.2 points per $1.
  • 3% foreign transaction fee on overseas spending.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Platinum
Card type
Visa
Card use
Personal
Credit limit
$6,000 – $80,000
Credit rating
Good
Rewards program
Qantas Frequent Flyer

Eligibility

Instant approval
Yes (response in ~60 seconds)
Joint application
No
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Eligible

Rates & fees

Ongoing interest rates

Cash advances
21.99% p.a.
Purchases
20.99% p.a.

Fees

Additional cardholder fee
$0
Annual fee
$175 p.a.
Cash advance fee
3.5% of the amount
Foreign transaction fee
3%
Late payment fee
$20

Repayments

Interest-free period
Up to 55 days on purchases
Minimum repayment
2% of the closing balance or $10, whichever is greater

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
None
Bonus categories
0.5 pts per $1 in bonus categories
Other purchases
0.35 pts per $1 on other purchases, up to $5,000 per statement period
Overseas spend
0.75 pts per $1 on overseas spend
ATO/government
None
Reduced rate above monthly cap
0.2 pts per $1 above $5,000 per statement period
Points cap
Uncapped
Points expiry
Points don't expire while your account is open and in order.

Sign-up bonus

Bonus spend required
—
Sign-up bonus
100,000 points

Where these points could take you

Auckland
Flying Qantas non-stop, using Qantas points. Economy 20,700 pts, Premium Economy 32,600 pts, Business 43,600 pts.
London
Flying Qantas via Singapore, using Qantas points. Economy 63,500 pts.
Los Angeles
Flying Qantas non-stop, using Qantas points. Economy 48,200 pts, Premium Economy 97,600 pts.
Singapore
Flying Qantas non-stop, using Qantas points. Economy 29,000 pts, Premium Economy 61,600 pts, Business 82,100 pts.

Flights you could book with the sign-up bonus plus a year of spending $3,000 a month on this card. One-way from Sydney or Melbourne, one adult, before taxes and carrier charges. Award prices and seat availability change.

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Interest-free days55 daysTop 10% (6th of 192 cards)
Sign-up bonus$1,200Better than most (16th of 59 cards)
Overseas fee3.00%Better than most (53rd of 200 cards)
Purchase rate20.99%Not as good as most cards (125th of 196 cards)
Annual fee$175 a yearNot as good as most cards (138th of 200 cards)
Rewards value$151 a yearAmong the weakest we track (82nd of 95 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Questions and answers

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Sources

Credit Card Compare
Australian credit card statisticsHow CardIQ scores cards
Government
Product reference data (Consumer Data Right)
Issuer
BankSA
Program
Qantas Frequent Flyer