Credit Card Compare

Qantas Money Platinum vs Westpac Altitude Qantas Platinum

Compare Qantas Money Platinum, Westpac Altitude Qantas Platinum side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

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Side-by-side comparison of Qantas Money Platinum vs Westpac Altitude Qantas Platinum.
Qantas Money Platinum card
Qantas Money Platinum
Westpac Altitude Qantas Platinum card
Westpac Altitude Qantas Platinum

Card details

Overall
42Fair
43Fair
Highest
Airport lounge34/100
Balance transfer47/100
Frequent flyer42/100Highest41/100
Qantas Points42/100Highest41/100
Rewards37/10038/100Highest
Sign-up bonus57/100Highest55/100
Travel32/10039/100Highest

The basics

Card tierPlatinumPlatinum
Card typeMastercardMastercard
Credit ratingGoodGood
Rewards programQantas Frequent FlyerQantas Frequent Flyer
Credit limit$6,000 – $100,000$3,000 – $50,000

Eligibility

Minimum age18 years old18 years old
Minimum income$35,000 p.a.$30,000 p.a.Lowest
ResidencyAustralian citizen or permanent residentAustralian citizen or permanent resident
Joint applicationNoNo
Temporary residentsNot eligibleNot eligible
Instant approvalNoYes (~60 seconds)

Repayments

Interest-free periodUp to 44 daysUp to 45 daysHighest
Minimum repayment2% of the closing balance or $25, whichever is greater2% of the closing balance or $10, whichever is greater

How much could you save?

Enter your balance and current rate to see your estimated saving for each card below.

$
% p.a.

Balance transfers

Promotional rate0% p.a.
Period12 months
Transfer fee3%
LimitUp to your available credit limit
Revert rate21.99% p.a.
Can't transfer fromColes, Kogan Money, MyCard, NAB, Qantas Money
Estimated saving$850over 12 mths

Rates & fees

Ongoing interest rates

Purchases20.99% p.a.20.99% p.a.
Cash advances21.99% p.a.21.99% p.a.

Fees

Annual fee$349 p.a.$175 p.a.Lowest
Monthly fee
Additional cardholder fee$50$0Lowest
Cash advance fee3% of the amount3.5% of the amount
Foreign transaction fee3%3%
Late payment fee$30$20Lowest

Rewards

How many points could you earn?

Enter your monthly spend to see estimated annual points for each card below.

$

Earn rate

Everyday spend1 pt per $1 up to $10,000 per statement periodNone
Bonus categoriesNone0.5 pts per $1 in bonus categories
Other purchasesNone0.35 pts per $1 on other purchases, up to $5,000 per statement period
Overseas spend1.5 pts per $1 on overseas spend0.75 pts per $1 on overseas spend
ATO/governmentNoneNone
Reduced rate above monthly cap0.5 pts per $1 above $10,000 per statement period0.2 pts per $1 above $5,000 per statement period
Points capUncappedUncapped
Points expiryPoints don't expire while your account is open and in order.Points don't expire while your account is open and in order.
Estimated annual points156,000 ptsWorth $1,872Highest112,600 ptsWorth $1,351

Sign-up bonus

Sign-up bonus120,000 pointsHighest100,000 points
Bonus spend required

Related comparisons

Sources

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