ANZ Low Rate vs Qantas Money Platinum

Compare ANZ Low Rate, Qantas Money Platinum side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

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Side-by-side comparison of ANZ Low Rate vs Qantas Money Platinum.
	ANZ Low Rate	Qantas Money Platinum

Card details

Minimum age	18 years old	18 years old
Minimum income	Not specified	$35,000 p.a.
Residency	Australian citizen or permanent resident	Australian citizen or permanent resident
Joint application	No	No
Temporary residents	Eligible	Not eligible
Instant approval	Yes (~60 seconds)	No

Interest-free period	Up to 55 daysHighest	Up to 44 days
Minimum repayment	2% of the closing balance or $25, whichever is greater	2% of the closing balance or $25, whichever is greater

Enter your balance and current rate to see your estimated saving for each card below.

Promotional rate	0% p.a.	0% p.a.
Period	26 monthsHighest	12 months
Transfer fee	3%	3%
Limit	Up to your available credit limit	Up to your available credit limit
Revert rate	21.99% p.a.	21.99% p.a.
Can't transfer from	ANZ	Coles, Kogan Money, MyCard, NAB, Qantas Money
Estimated saving	$2,017over 26 mthsHighest	$850over 12 mths

Purchases	13.74% p.a.Lowest	20.99% p.a.
Cash advances	21.99% p.a.	21.99% p.a.

Enter your monthly spend to see estimated annual points for each card below.

Everyday spend	None	1 pt per $1 up to $10,000 per statement period
Bonus categories	None	None
Other purchases	None	None
Overseas spend	None	1.5 pts per $1 on overseas spend
ATO/government	None	None
Reduced rate above monthly cap	None	0.5 pts per $1 above $10,000 per statement period
Points cap	—	Uncapped
Points expiry	—	Points don't expire while your account is open and in order.
Estimated annual points	–	156,000 ptsWorth $1,872

Sign-up bonus	—	120,000 points
Bonus spend required	—	—