Credit Card Compare

CommBank Low Fee Credit Card vs Westpac Low Fee Card

Compare CommBank Low Fee Credit Card, Westpac Low Fee Card side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

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Side-by-side comparison of CommBank Low Fee Credit Card vs Westpac Low Fee Card.
CommBank Low Fee Credit Card card
CommBank Low Fee Credit Card
Westpac Low Fee Card card
Westpac Low Fee Card

Card details

Overall
51Fair
53Fair
Highest
55 days interest-free51/10053/100Highest
Cashback62/10062/100
First timer68/100Highest67/100
No annual fee58/100
Rewards23/10023/100

The basics

Card tierStandardStandard
Card typeMastercardMastercard
Credit ratingGoodGood
Rewards programNoneNone
Credit limit$500 – $100,000$500 – $50,000

Eligibility

Minimum age18 years old18 years old
Minimum incomeNot specified$30,000 p.a.
ResidencyAustralian citizen or permanent residentAustralian citizen or permanent resident
Joint applicationNoNo
Temporary residentsEligibleNot eligible
Instant approvalYes (~60 seconds)Yes (~60 seconds)

Repayments

Interest-free periodUp to 55 daysUp to 55 days
Minimum repayment2% of the closing balance or $25, whichever is greater2% of the closing balance or $10, whichever is greater

Rates & fees

Ongoing interest rates

Purchases20.99% p.a.20.99% p.a.
Cash advances21.99% p.a.21.99% p.a.

Fees

Annual fee$36 p.a.No annual feeLowest
Monthly fee
Additional cardholder fee$0$0
Cash advance fee3% of the amount3.5% of the amount
Foreign transaction fee3.5%3%Lowest
Late payment fee$20$20

Rewards

Cashback

Sign-up cashback$240$240
Spend required$500 per month for 6 months$3,500 in 3 months
Ongoing cashback
Cashback cap

Related comparisons

Sources

Credit Card Compare
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