Credit Card Compare

American Express Low Rate Credit Card vs CommBank Low Fee Credit Card

Compare American Express Low Rate Credit Card, CommBank Low Fee Credit Card side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

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Side-by-side comparison of American Express Low Rate Credit Card vs CommBank Low Fee Credit Card.
American Express Low Rate Credit Card card
American Express Low Rate Credit Card
CommBank Low Fee Credit Card card
CommBank Low Fee Credit Card

Card details

Overall
73Strong
Highest
51Fair
55 days interest-free62/100Highest51/100
Cashback62/100
First timer81/100Highest68/100
Low rate79/100
No annual fee69/100
Rewards23/100

The basics

Card tierStandardStandard
Card typeAmerican ExpressMastercard
Credit ratingGoodGood
Rewards programNoneNone
Credit limit$1,000 – $100,000$500 – $100,000

Eligibility

Minimum age18 years old18 years old
Minimum incomeNot specifiedNot specified
ResidencyAustralian citizen or permanent residentAustralian citizen or permanent resident
Joint applicationNoNo
Temporary residentsEligibleEligible
Instant approvalYes (~60 seconds)Yes (~60 seconds)

Repayments

Interest-free periodUp to 55 daysUp to 55 days
Minimum repayment2.5% of the closing balance or $30, whichever is greater2% of the closing balance or $25, whichever is greater

Rates & fees

Ongoing interest rates

Purchases10.99% p.a.Lowest20.99% p.a.
Cash advances10.99% p.a.Lowest21.99% p.a.

Fees

Annual feeNo annual feeLowest$36 p.a.
Monthly fee
Additional cardholder fee$0$0
Cash advance fee3% of the amount
Foreign transaction fee3.5%3.5%
Late payment fee$30$20Lowest

Rewards

Cashback

Sign-up cashback$240
Spend required$500 per month for 6 months
Ongoing cashback
Cashback cap

Related comparisons

Sources

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