Credit Card Compare

ANZ Rewards Platinum vs NAB Qantas Rewards Signature Card

Compare ANZ Rewards Platinum, NAB Qantas Rewards Signature Card side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

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Side-by-side comparison of ANZ Rewards Platinum vs NAB Qantas Rewards Signature Card.
ANZ Rewards Platinum card
ANZ Rewards Platinum
NAB Qantas Rewards Signature Card card
NAB Qantas Rewards Signature Card

Card details

Overall
50Fair
Highest
44Fair
Balance transfer38/10047/100Highest
Frequent flyer53/100Highest42/100
Qantas Points42/100
Rewards52/100Highest36/100
Sign-up bonus55/10056/100Highest
Travel50/100
Velocity Points53/100

The basics

Card tierPlatinumSignature
Card typeVisaVisa
Credit ratingGoodGood
Rewards programANZ Rewards ProgramQantas Frequent Flyer
Credit limit$6,000 – $100,000$6,000 – $75,000

Eligibility

Minimum age18 years old18 years old
Minimum incomeNot specifiedNot specified
ResidencyAustralian citizen or permanent residentAustralian citizen or permanent resident
Joint applicationNoNo
Temporary residentsEligibleEligible
Instant approvalYes (~60 seconds)Yes (~60 seconds)

Repayments

Interest-free periodUp to 44 daysUp to 44 days
Minimum repayment2% of the closing balance or $25, whichever is greater2% of the closing balance or $25, whichever is greater

How much could you save?

Enter your balance and current rate to see your estimated saving for each card below.

$
% p.a.

Balance transfers

Promotional rate21.99% p.a.0% p.a.
Period12 months
Transfer fee0%3%
LimitUp to your available credit limitUp to your available credit limit
Revert rate0.00% p.a.21.74% p.a.
Can't transfer fromColes, Kogan Money, MyCard, NAB, Qantas Money
Estimated saving$850over 12 mths

Rates & fees

Ongoing interest rates

Purchases20.99% p.a.20.99% p.a.
Cash advances21.99% p.a.21.74% p.a.Lowest

Fees

Annual fee$94 p.a.Lowest$420 p.a.
Monthly fee
Additional cardholder fee$65$0Lowest
Cash advance fee3% of the amount3.5% of the amount
Foreign transaction fee3.5%3.5%
Late payment fee$20$20

Rewards

How many points could you earn?

Enter your monthly spend to see estimated annual points for each card below.

$

Earn rate

Everyday spend1.5 pts per $1 up to $2,000 per statement period1 pt per $1
Bonus categoriesNoneNone
Other purchasesNoneNone
Overseas spendNoneNone
ATO/governmentNoneNone
Reduced rate above monthly cap0.5 pts per $1 above $2,000 per statement periodNone
Points capUncappedMaximum 12,500 points per month
Points expiryPoints don't expire while your account is open and in order.Points don't expire while your account is open and in order.
Estimated annual points167,000 ptsWorth $835Highest166,000 ptsWorth $1,992

Sign-up bonus

Sign-up bonus125,000 points130,000 pointsHighest
Bonus spend required

Transfer partners

Air New Zealand Airpoints200 pts → 1 pt (≈ 1 pt per $133)
Cathay (Asia Miles)3 pts → 1 pt (≈ 0.5 pts per $1)
Singapore Airlines KrisFlyer3 pts → 1 pt (≈ 0.5 pts per $1)
Velocity Frequent Flyer2 pts → 1 pt (≈ 0.75 pts per $1)

Related comparisons

Sources

Credit Card Compare
How CardIQ scores cards
Issuers
ANZNAB