Credit Card Compare

American Express Corporate Gold Card

No interest
Purchase rate
$105
Annual fee
75,000
Bonus points

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American Express Corporate Gold Card card
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CardIQ

59Good

Good

Overall score, out of 100 · How this works

  • Frequent flyer60
  • Rewards59
  • Sign-up bonus64
  • Travel53
  • Velocity Points60

Customer reviews

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Pros & cons

What's good

  • 75,000 bonus Membership Rewards points to start, worth around $750 at our 1c-per-point valuation.
  • Complimentary travel insurance.
  • Points transfer to 13 rewards programs, including Accor Live Limitless (ALL), Air New Zealand Airpoints and British Airways Club.
  • No fee to add an additional cardholder.

Worth noting

  • 3.5% foreign transaction fee on overseas spending, at the high end of the market.
  • Charge card: the full balance must be paid each month, with no option to carry a balance.

Card details

The basics

Additional cardholder fee
$0 p.a.
Card tier
Gold
Card type
American Express
Card use
Corporate
Credit limit
$1,000 – $100,000
Credit rating
Good
Rewards program
American Express Membership Rewards

Eligibility

Instant approval
No
Joint application
No
Minimum age
18 years old
Minimum income
Not specified
Residency
Australian citizen or permanent resident
Temporary residents
Not eligible

Rates & fees

Ongoing interest rates

Cash advances
0.00% p.a.
Purchases
No interest. Pay in full each month

Fees

Additional cardholder fee
$0
Annual fee
$105 p.a.
Cash advance fee
Foreign transaction fee
3.5%
Late payment fee
$30

Repayments

Interest-free period
Up to 51 days on purchases
Minimum repayment
2% of the closing balance or $25, whichever is greater

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
1.5 pts per $1
Bonus categories
None
Other purchases
None
Overseas spend
None
ATO/government
None
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
Points don't expire while your account is open and in order.

Sign-up bonus

Bonus spend required
Sign-up bonus
75,000 points

Transfer partners

Accor Live Limitless (ALL)
5 pts → 1 pt (≈ 0.3 pts per $1)
Air New Zealand Airpoints
200 pts → 1 pt (≈ 1 pt per $133)
British Airways Club
3 pts → 1 pt (≈ 0.5 pts per $1)
Cathay (Asia Miles)
3 pts → 1 pt (≈ 0.5 pts per $1)
Emirates Skywards
4 pts → 1 pt (≈ 0.38 pts per $1)
Everyday Rewards
5 pts → 4 pts (≈ 1.2 pts per $1)
Hilton Honors
2 pts → 1 pt (≈ 0.75 pts per $1)
Malaysia Airlines Enrich
3 pts → 1 pt (≈ 0.5 pts per $1)
Marriott Bonvoy
3 pts → 2 pts (≈ 1 pt per $1)
Qatar Airways Privilege Club
3 pts → 1 pt (≈ 0.5 pts per $1)
Singapore Airlines KrisFlyer
3 pts → 1 pt (≈ 0.5 pts per $1)
Velocity Frequent Flyer
2 pts → 1 pt (≈ 0.75 pts per $1)
Virgin Atlantic Flying Club
3 pts → 1 pt (≈ 0.5 pts per $1)

Where these points could take you

Auckland
Flying Virgin Australia non-stop, using transferred Velocity points. Economy 17,900 pts, Business 35,500 pts.
Denpasar
Flying Singapore Airlines via Singapore, using transferred KrisFlyer points. Economy 30,500 pts.
Los Angeles
Flying United Airlines non-stop, using transferred Velocity points. Economy 48,000 pts.
Singapore
Flying Singapore Airlines non-stop, using transferred Velocity points. Economy 29,000 pts, Premium Economy 57,500 pts.
Tokyo
Flying All Nippon Airways non-stop, using transferred Velocity points. Economy 45,000 pts.

Flights you could book with the sign-up bonus plus a year of spending $3,000 a month on this card. One-way from Sydney or Melbourne, one adult, before taxes and carrier charges. Award prices and seat availability change.

Where this card sits vs similar cards

Compared with every other corporate credit card we list that has the feature. The further right the dot, the better this card does.

Rewards value$540 a yearTop 25% (2nd of 6 cards)
Sign-up bonus$750Better than most (3rd of 6 cards)
Interest-free days51 daysBetter than most (5th of 11 cards)
Overseas fee3.50%Middle of the market (7th of 12 cards)
Annual fee$105 a yearNot as good as most cards (7th of 10 cards)

Data as at August 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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