Credit Card Compare

ANZ Low Rate - Credit Back Offer vs NAB Low Rate - Cashback Offer

Compare ANZ Low Rate - Credit Back Offer, NAB Low Rate - Cashback Offer side by side: annual fees, interest rates, rewards and eligibility to find the right card for you.

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Side-by-side comparison of ANZ Low Rate - Credit Back Offer vs NAB Low Rate - Cashback Offer.
ANZ Low Rate - Credit Back Offer card
ANZ Low Rate - Credit Back Offer
NAB Low Rate - Cashback Offer card
NAB Low Rate - Cashback Offer

Card details

Overall
52Fair
55Good
Highest
55 days interest-free57/10057/100
Balance transfer39/10055/100Highest
Cashback80/10080/100
Low rate63/10063/100
Rewards21/10021/100

The basics

Card tierStandardStandard
Card typeVisaVisa
Credit ratingGoodGood
Rewards programNoneNone
Credit limit$1,000 – $100,000$1,000 – $30,000

Eligibility

Minimum age18 years old18 years old
Minimum incomeNot specifiedNot specified
ResidencyAustralian citizen or permanent residentAustralian citizen or permanent resident
Joint applicationNoNo
Temporary residentsEligibleEligible
Instant approvalYes (~60 seconds)Yes (~60 seconds)

Repayments

Interest-free periodUp to 55 daysUp to 55 days
Minimum repayment2% of the closing balance or $25, whichever is greater2% of the closing balance or $25, whichever is greater

How much could you save?

Enter your balance and current rate to see your estimated saving for each card below.

$
% p.a.

Balance transfers

Promotional rate21.99% p.a.0% p.a.
Period12 months
Transfer fee0%3%
LimitUp to your available credit limitUp to your available credit limit
Revert rate0.00% p.a.21.74% p.a.
Can't transfer fromColes, Kogan Money, MyCard, NAB, Qantas Money
Estimated saving$850over 12 mths

Rates & fees

Ongoing interest rates

Purchases13.74% p.a.13.49% p.a.Lowest
Cash advances21.99% p.a.21.74% p.a.Lowest

Fees

Annual fee$58 p.a.Lowest$59 p.a.
Monthly fee
Additional cardholder fee$0$0
Cash advance fee3% of the amount3.5% of the amount
Foreign transaction fee3.5%3.5%
Late payment fee$20$20

Rewards

Cashback

Sign-up cashback$400$400
Spend required$5,000 in 6 months$5,000 in 5 months
Ongoing cashback
Cashback cap

Related comparisons

Sources

Credit Card Compare
How CardIQ scores cards
Issuers
ANZNAB